642 Amarra Ln, Vista, CA 92083 Property Records

San Diego County property record for 642 Amarra Ln, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,865 sqft · built 2014
Lot Size	0.138 acres (5,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2016)
Tax Bill	$8,920 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-081-34-00`

Property Details

APN / Parcel Number

Primary APN	`161-081-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,865 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	5,997 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	642 AMARRA LN
City	VISTA
State	CA
Zip	92083-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 16 TR 015934
Legal Subdivision	PC 2-105
Legal Tract	015934
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19403

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 AMARRA LN, VISTA, CA 92083-3343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Prior Sale	May 5, 2014 · Amount on Record
Deed Document Number	201684323
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	642 AMARRA LN, VISTA, CA 92083-3343
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 AMARRA LN, VISTA, CA 92083-3343

Mortgage

Document Number	0000117855
Date	Mar 16, 2022
Instrument	2022-0117855

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	642 AMARRA LN, VISTA, CA 92083-3343
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 AMARRA LN, VISTA, CA 92083-3343

Mortgage

Document Number	0000622700
Date	Sep 1, 2021
Instrument	2021-0622700

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,587 (+2%) Land $243,784 Building $498,803
2025	$8,920.00 (+7.92%) Homeowner's exemption	$728,027 (+4.04%) Land $239,004 Building $489,023
2023	$8,265.00 (+0.24%) Homeowner's exemption	$699,759 Land $229,724 Building $470,035
2022	$8,245.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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