642 Allen St, Tupelo, MS 38804 Property Records

Lee County property record for 642 Allen St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,603 sqft · built 1937
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,100 (Apr 2019)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089J-31-121-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-121-00`
Alternative APNs	`022735` `22735`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,603 sqft Heated Area
1st Floor Area	1,603 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	642 ALLEN ST
City	TUPELO
State	MS
Zip	38804-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 4 LOT 10 NW1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	4
Legal Lot Number	10
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3019
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lee County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 ALLEN ST, TUPELO, MS 38804-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage FIRST COMMERCIAL BANK
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	20194618
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	2011014461
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	642 ALLEN ST, TUPELO, MS 38804-3741
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675

Mortgage

Document Number	2025006444
Date	Jun 4, 2025
Instrument	2025006444

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2030

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Apr 18, 2019
Property Address	642 ALLEN ST, TUPELO, MS 38804-3741
Document Number	2019004618
Instrument Date	Apr 17, 2019
Instrument	2019004618
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	642 ALLEN ST, TUPELO, MS 38804-3741

Mortgage

Document Number	2019004619
Date	Apr 18, 2019
Instrument	2019004619

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+32.33%) Homeowner's exemption	$13,247 (+30.24%)	$132,470 (+30.24%) Land $25,000 Building $107,470
2023	$1,361.00 Homeowner's exemption	$10,171	$101,710 Land $25,000 Building $76,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

Nearby Properties on Allen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures