642 Aberdeen Way, Milpitas, CA 95035 Property Records

Santa Clara County property record for 642 Aberdeen Way, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,514 sqft · built 1983
Lot Size	0.184 acres (8,025 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (Jul 2026)
Tax Bill	$7,030 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`028-09-059`

Property Details

APN / Parcel Number

Primary APN	`028-09-059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,514 sqft Living Area
1st Floor Area	1,402 sqft
2nd Floor Area	1,112 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	6,550 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	642 ABERDEEN WAY
City	MILPITAS
State	CA
Zip	95035-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 78
Legal Subdivision	TRACT NO 6152
Legal Tract	6152
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	504414

Owner

642 Aberdeen Way is owned and occupied by two individuals who bought it in July 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 ABERDEEN WAY, MILPITAS, CA 95035-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO
Apr 6, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Deed Document Number	202626017138
Prior Transfer Date	Mar 3, 1994
Prior Transfer Doc	0012394396
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 14, 2026
Property Address	642 ABERDEEN WAY, MILPITAS, CA 95035-3904
Document Number	0026017138
Instrument Date	Jul 8, 2026
Instrument	202626017138
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 ABERDEEN WAY, MILPITAS, CA 95035-3904

Mortgage

Document Number	0000017139,
Date	Jul 14, 2026
Instrument	202617139

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2021
Property Address	642 ABERDEEN WAY, MILPITAS, CA 95035-3904
Document Number	0024909156
Map Reference	MB 419 PG 32-36
Instrument Date	Mar 31, 2021
Instrument	24909156
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 ABERDEEN WAY, MILPITAS, CA 95035-3904

Mortgage

Document Number	0024909157
Date	Apr 6, 2021
Instrument	24909157

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 642 Aberdeen Way was $7,030, up 3.4% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,468 (+2%) Land $156,169 Building $438,299
2025	$7,030.00 (+3.38%)	$582,812 Land $153,107 Building $429,705
2024	$6,800.00 (+0.32%)
2023	$6,778.00 (+0.39%)	$560,182 Land $147,162 Building $413,020
2022	$6,752.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Aberdeen Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Aberdeen Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Tekify Fiber & Wireless.

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