642 6th St, Wyndmere, ND 58081 Property Records

Richland County property record for 642 6th St, Wyndmere, ND 58081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,211 sqft · built 1905
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$15,300 (Sep 2008)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Aug 2020 Reverse Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45000101766001`

Property Details

APN / Parcel Number

Primary APN	`45000101766001`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,211 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	642 6TH ST
City	WYNDMERE
State	ND
Zip	58081-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST WYND: S25' LOT 4 & ALL LOTS 5-6 BLK-143,956
Legal Subdivision	EAST WYND
Legal Block	143
Legal Lot Number	4-6
Jurisdiction	RICHLAND ND
Township / Civil Division	WYNDMERE
Census Block Group	2
Census Block	2212
Census Tract	970800

Owner

642 6th St is owned and occupied by an individual who bought it in September 2008.

Source: Richland County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	642 6TH ST, WYNDMERE, ND 58081-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 7, 2025	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2008 · Amount on File
Deed Sale	Sep 26, 2008 · Amount on File
Prior Sale	Aug 9, 2007 · Amount on File
Deed Document Number	2008330611
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0000320769
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	642 6TH ST, WYNDMERE, ND 58081-4027
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 6TH ST, WYNDMERE, ND 58081-4027

Mortgage

Document Number	0000368711
Date	Aug 4, 2020
Instrument	368711

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Aug 1, 2021
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	642 6TH ST, WYNDMERE, ND 58081-4027
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359765
Date	Sep 14, 2017
Instrument	359765

Lender

Name	BELL BANK
Type	Bank
Address	WAHPETON, ND 58075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2022

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Feb 7, 2025
Property Address	642 6TH ST, WYNDMERE, ND 58081-4027
Document Number	0000383371
Instrument Date	Jan 31, 2025
Instrument	383371
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 6TH ST, WYNDMERE, ND 58081-4027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000383372
Date	Feb 7, 2025
Instrument	383372

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 642 6th St was $2,436.

Source: Richland County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Wyndmere City
Unified School District	Wyndmere Public School District 42 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00	$60,950 (+38.68%) Land $4,400 Building $56,550	$121,900 (+38.68%) Land $8,800 Building $113,100
2024		$43,950 (+1.03%) Land $4,400 Building $39,550	$87,900 (+1.03%) Land $8,800 Building $79,100
2023		$43,500 Land $4,400 Building $39,100	$87,000 Land $8,800 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WYNDMERE serves 429 people · EPA ID ND3901043
Water Source	Purchased groundwater from SOUTHEAST WUD (EAST)
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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