642 4th St, Buffalo, IA 52728 Property Records

Scott County property record for 642 4th St, Buffalo, IA 52728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,403 sqft · built 1909
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$1,734 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72223210112`

Property Details

APN / Parcel Number

Primary APN	`72223210112`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,039 sqft
Attic	Attic
Attic Area	364 sqft
Basement Area	1,039 sqft
Unfinished Basement	1,039 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	94 sqft
Deck Area	36 sqft
Shed	1 Shed
Shed Area	798 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	642 4TH ST
City	BUFFALO
State	IA
Zip	52728-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HECKLE & KAUTZ'S ADD LOT: 001 BLOCK: 012 HECKLE & KAUTZ'S ADD
Legal Subdivision	HECKLE & KAUTZ'S ADD
Legal Block	12
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3026
Census Tract	10401

Owner

642 4th St is owned and occupied by an individual who bought it in September 2020.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	642 4TH ST, BUFFALO, IA 52728-7717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jul 30, 2015 · Amount on File
Deed Document Number	202026476
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 2, 2020
Property Address	642 4TH ST, BUFFALO, IA 52728-7717
Document Number	202000026476
Instrument Date	Aug 10, 2020
Instrument	202000026476
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 4TH ST, BUFFALO, IA 52728-7717

Mortgage

Document Number	202000026478
Date	Sep 2, 2020
Instrument	202000026478

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 642 4th St was $1,734 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Buffalo City
County	Scott County
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,734.00	$152,700 (-) Land $18,500 Building $134,200	$152,700 (-) Land $18,500 Building $134,200
2025	$1,734.00 (-7.27%) Homeowner's exemption	$152,700 Land $18,500 Building $134,200	$152,700 Land $18,500 Building $134,200
2024	$1,870.00
2023		$151,700 Land $18,500 Building $133,200	$151,700 Land $18,500 Building $133,200
2022	$1,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 4th St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	41 (1982–2019)
Claims Outside the SFHA	12 of 41
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20