642 26th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 642 26th Ave, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,471 sqft · built 1948
Lot Size	0.117 acres (5,085 sqft)
Owner	2 Individual Names on File
Last Sale	$1,486,000 (Nov 2017)
Tax Bill	$20,339 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039-124-240`

Property Details

APN / Parcel Number

Primary APN	`039-124-240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,075 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,085 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 26TH AVE
City	SAN MATEO
State	CA
Zip	94403-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 18 BLOCK 5 MEADOW HEIGHTS MAP NO 2 RSM 25/54 CITY OF SANMATEO
Legal Subdivision	MEADOW HEIGHTS MAP NO 2
Legal Block	5
Legal Lot Number	18
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2013
Census Tract	606700

Owner

642 26th Ave is owned and occupied by two individuals who bought it in November 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
May 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 3, 2017	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU
Oct 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Deed Document Number	201797708
Prior Transfer Date	Jul 7, 1995
Prior Transfer Doc	0000070182
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029918
Date	Apr 24, 2019
Instrument	2019-029918

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	04324

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 26TH AVE, SAN MATEO, CA 94403-2651

Mortgage

Document Number	0000093950
Date	Sep 11, 2020
Instrument	2020-093950

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.85%
Index	1-Year LIBOR
Max Rate	7.85%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 26TH AVE, SAN MATEO, CA 94403-2651

Mortgage

Document Number	0000049765
Date	Mar 29, 2021
Instrument	2021-049765

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Document Number	0000040279
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	642 26TH AVE SAN MATEO CA 944032651, SAN MATEO, CA 94403-2651

Mortgage

Document Number	0000040279
Date	May 29, 2019
Instrument	40279

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 3, 2017
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Document Number	0000097708
Map Reference	MAP25 PG54
Instrument Date	Oct 31, 2017
Instrument	2017-097708
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	642 26TH AVE, SAN MATEO, CA 94403-2651

Mortgage

Document Number	0000097709
Date	Nov 3, 2017
Instrument	2017-097709

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	0.6%
Index	1-Year LIBOR
Max Rate	9%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 17, 2017
Property Address	642 26TH AVE, SAN MATEO, CA 94403-2651
Document Number	0000091535
Instrument Date	Oct 2, 2017
Instrument	91535
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1621 ELM ST SAN CARLOS CA 940704945, SAN CARLOS, CA 94070-4945

Tax Assessment & Valuation

The 2025 property tax bill for 642 26th Ave was $20,339 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,907,566 (+18.34%) Land $1,508,759 Building $398,807
2025	$20,339.00 Homeowner's exemption	$1,612,000 Land $1,274,500 Building $337,500
2023	$21,956.00 (+0.45%) Homeowner's exemption	$1,797,547 Land $1,421,739 Building $375,808	$1,953,990
2022	$21,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 26th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 26th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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