Rensselaer County and Troy City property record for 642 1st Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,820 sqft · built 1890 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,000 (Apr 2007) |
| Tax Bill | $10,412 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| APN | 381700 80.47-2-15 |
| Primary APN | 381700 80.47-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 110 ft deep x 25 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 256 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1600670 |
|---|---|
| Street Address | 642 1ST AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 2 STY BR 317-23/N 1/2 299 |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
642 1st Ave is owned and occupied by an individual who bought it in April 2007.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 642 1ST AVE, TROY, NY 12182-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2007 · Amount on File |
| Deed Sale | Apr 4, 2007 · Amount on File |
| Deed Book / Page | 4054 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 642 1ST AVE, TROY, NY 12182-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096200344 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 9620/344 |
| Instrument | 2021-590709 |
| Name | STEWARTS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 642 1st Ave was $10,412 with a homeowner's exemption, up 244.2% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,412.00 (+244.2%) Homeowner's exemption | ||
| 2025 | $3,025.00 | $76,000 Land $8,400 Building $67,600 | $130,100 Land $14,379 Building $115,721 |
| 2023 | $76,000 (-) Land $8,400 Building $67,600 | $108,600 (+8.6%) Land $12,003 Building $96,597 | |
| 2022 | $2,770.00 Homeowner's exemption | $76,000 Land $8,400 Building $67,600 | $100,000 Land $11,053 Building $88,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 642 1st Ave; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 1st Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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