Emmet County property record for 6419 E Gill Rd, Carp Lake, MI 49718
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,634 sqft · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,000 (Oct 2025) |
| Tax Bill | $1,191 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-06-10-400-050 |
| Primary APN | 03-06-10-400-050 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 957 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6419 E GILL RD |
|---|---|
| City | CARP LAKE |
| State | MI |
| Zip | 49718-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-2 |
| Legal Description | COM AT S ? OF SECTION 10, TH N89?03?54?E 50 FT, TH N01?03?49?W 33 FT FOR POB, TH CONT N01?03?49?W 142.00 FT, TH S75?01?31?E 162.24 FT, TH S31?03?45?W 115.00, TH S89?03?54?W 94.70 FT TO POB. EXC THEREFROM A 10 FT WIDE PARCEL DESC AS: COM AT S ? COR OF |
| Legal Range | 04W |
| Legal Township | 38N |
| Legal Section | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | CARP LAKE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970100 |
6419 E Gill Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4793 KETCHUM RD, SAINT CLAIR, MI 48079-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Jan 26, 2023 | Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL |
| Feb 28, 2018 | Deed of Trust, Mortgage EMMET COUNTY OF |
| Mar 11, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Jan 26, 2023 · Amount on File |
| Deed Document Number | 20255224014 |
| Deed Book / Page | 1270 / 977 |
| Prior Transfer Date | Jun 8, 2011 |
| Prior Transfer Doc | 001135/557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Document Number | 0000001270/0000000978 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 0000001270/0000000978 |
| Instrument | 5224015 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Document Number | 001270/977 |
| Book / Page | 1270 / 977 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 5224014 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4793 KETCHUM RD, SAINT CLAIR, MI 48079-4103 |
| Document Number | 0000001270/0000000978 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 0000001270/0000000978 |
| Instrument | 5224015 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 26, 2023 |
| Property Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Document Number | 001249/813 |
| Book / Page | 1249 / 813 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 5202799 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Document Number | 0005202800 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 5202800 |
| Name | T2 FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001201/0000000610 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 0000001201/0000000610 |
| Instrument | 000005154508 |
| Name | EMMET COUNTY OF |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 11, 2022 |
| Property Address | 6419 E GILL RD, CARP LAKE, MI 49718-9762 |
| Document Number | 001242/155 |
| Book / Page | 1242 / 155 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 5195128 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2045, PETOSKEY, MI 49770-2045 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Carp Lake Township |
| Unified School District | Pellston Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,500 (+5.68%) Land $1,100 Building $45,400 | $93,000 (+5.68%) Land $2,200 Building $90,800 | |
| 2025 | $44,000 Land $1,000 Building $43,000 | $88,000 Land $2,000 Building $86,000 | |
| 2024 | $1,191.00 | ||
| 2023 | $28,600 Land $600 Building $28,000 | $57,200 Land $1,200 Building $56,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6419 E Gill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6419 E Gill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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