6418 Montgomery Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6418 Montgomery Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,896 sqft · built 2017
Lot Size	0.493 acres (21,492 sqft)
Owner	2 Individual Names on File
Last Sale	$669,500 (Nov 2016)
Tax Bill	$11,908 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-597465`

Property Details

APN / Parcel Number

Primary APN	`01-597465`
Alternative APN	`597465`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,896 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,492 sqft (0.493 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597465
Street Address	6418 MONTGOMERY RD
City	ELKRIDGE
State	MD
Zip	21075-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 7 21,492 SQ' 6418 MONTGOMERY RD MONTGOMERY CROSSING PHAS
Legal Subdivision	MONTGOMERY CROSSING
Legal Phase	AS
Legal Lot Number	7
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2000
Census Tract	601103

Owner

6418 Montgomery Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6418 MONTGOMERY RD, ELKRIDGE, MD 21075-5918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on File
Deed Sale	Nov 9, 2016 · Amount on File
Deed Document Number	201617243-260
Deed Book / Page	17243 / 260
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6418 MONTGOMERY RD, ELKRIDGE, MD 21075-5918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193570478
Date	May 12, 2020
Book Page	19357/478

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6418 Montgomery Rd was $11,908 with a homeowner's exemption, up 1.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,908.00 (+1.15%) Homeowner's exemption	$850,200 (+6.21%) Land $220,200 Building $630,000	$850,200 (-) Land $220,200 Building $630,000
2025	$11,773.00 Homeowner's exemption	$800,467	$850,200 Land $220,200 Building $630,000
2023		$701,000 Land $220,200 Building $480,800	$701,000 Land $220,200 Building $480,800
2022	$7,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6418 Montgomery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6418 Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20