6418 Folger Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 6418 Folger Dr, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,402 sqft · built 1964
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Dec 2017)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-143-15`

Property Details

APN / Parcel Number

Primary APN	`187-143-15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	1,075 sqft
Upper Floors Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	16,553 sqft (0.38 acres)
Porch	Slab
Porch Area	306 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6418 FOLGER DR
City	CHARLOTTE
State	NC
Zip	28270-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L32 B14 M2369-207 6418 FOLGER
Legal Subdivision	HOMESTEAD
Legal Block	14
Legal Lot Number	32
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	2004

Owner

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Dec 1, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Jun 2, 1975
Deed Document Number	2017161641
Deed Book / Page	32310 / 693
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000028960
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 24, 2026
Property Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938
Document Number	0000028960
Book / Page	40287 / 331
Map Reference	MB 2369 PG 207
Instrument Date	Mar 24, 2026
Instrument	2026028960
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9714 WOODLAND CIR, CHARLOTTE, NC 28216-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938
Document Number	0000136558
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6418 FOLGER DR CHARLOTTE NC 282705938, CHARLOTTE, NC 28270-5938

Mortgage

Document Number	0000136558
Date	Oct 10, 2019
Book Page	033933/000251
Instrument	136558

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 1, 2017
Property Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938
Document Number	0000161641
Book / Page	32310 / 693
Map Reference	MB2369 PG207
Instrument Date	Dec 1, 2017
Instrument	2017161641
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5422 DUNEDIN LN, 5422, CHARLOTTE, NC 28270-6523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 FOLGER DR, CHARLOTTE, NC 28270-5938

Mortgage

Document Number	0000161642
Date	Dec 1, 2017
Instrument	2017161642

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,080.00 (+1.64%)	$639,800 Land $475,000 Building $164,800	$639,800 Land $475,000 Building $164,800
2024	$4,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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