Charles County property record for 6418 Bear Ct, Waldorf, MD 20603
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 2,520 sqft · built 1989 |
| Lot Size | 0.127 acres (5,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2022) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-166156 |
| Primary APN | 06-166156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Gross Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,540 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 166156 |
|---|---|
| Street Address | 6418 BEAR CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4301 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD |
| Legal Description | LOT 9 PARCEL B HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850710 |
6418 Bear Ct is owned by an individual who bought it in October 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 12, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 26, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on File |
| Deed Sale | Oct 26, 2022 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Book / Page | 12751 / 497 |
| Prior Transfer Date | Nov 5, 2013 |
| Prior Transfer Doc | 0084430065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 26, 2026 |
| Property Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 1408000225 |
| Book / Page | 14083 / 225 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 1408000225, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 14083/225 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0129020088 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 12902/88 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0111920114 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 11192/114 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 26, 2022 |
| Property Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0127510497 |
| Book / Page | 12751 / 497 |
| Map Reference | MB DGB 36 FO 197 |
| Instrument Date | Jul 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | AWO TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6418 BEAR CT, WALDORF, MD 20603-4301 |
| Document Number | 0127510505 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 12751/505 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 6418 Bear Ct was $772.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,367 (+6.6%) | $379,500 (-) Land $125,000 Building $254,500 | |
| 2025 | $772.00 | $335,233 | $379,500 Land $125,000 Building $254,500 |
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $298,633 | $313,100 Land $125,000 Building $188,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6418 Bear Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6418 Bear Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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