Howard County property record for 6417 Distant Melody Pl, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,384 sqft · built 1998 |
| Lot Size | 0.384 acres (16,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Nov 2002) |
| Tax Bill | $14,768 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-119349 |
| Primary APN | 15-119349 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,384 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,714 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 119349 |
|---|---|
| Street Address | 6417 DISTANT MELODY PL |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-6072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 181 16,714 SQ 6417 DISTANT MELODY PL VIL RIVER HILL S2 A6 PH2 |
| Legal Subdivision | VILLAGE RIVER HILL SEC 2 PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 181 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 605505 |
6417 Distant Melody Pl is owned and occupied by two individuals who acquired it in November 2012.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Feb 12, 2021 | Gift Deed, Transfer JDM TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2002 · Amount on File |
| Deed Sale | Nov 1, 2002 · Amount on File |
| Prior Sale | Apr 20, 1998 · Amount on File |
| Deed Document Number | 20029237 |
| Deed Book / Page | 6560 / 1 |
| Last Transfer Date | Nov 30, 2012 |
| Transfer Doc | 0145350312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0222370023 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 22237/23 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | JDM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
| Document Number | 0201980495 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 20198/495 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 12, 2021 |
| Property Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
| Document Number | 0202220059 |
| Book / Page | 20222 / 59 |
| Map Reference | PL MDR 12417 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | JDM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6417 DISTANT MELODY PL, COLUMBIA, MD 21044-6072 |
The 2026 property tax bill for 6417 Distant Melody Pl was $14,768 with a homeowner's exemption, up 4.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,768.00 (+4.21%) Homeowner's exemption | $988,200 (+5.41%) | $1,038,900 (-) Land $447,800 Building $591,100 |
| 2025 | $14,172.00 (+4.81%) Homeowner's exemption | $937,500 | $1,038,900 Land $447,800 Building $591,100 |
| 2024 | $13,522.00 | ||
| 2023 | $849,967 | $886,800 Land $407,800 Building $479,000 | |
| 2022 | $9,155.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6417 Distant Melody Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6417 Distant Melody Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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