Montgomery County property record for 6417 78th St, Cabin John, MD 20818
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,065 sqft · built 1929 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,020,000 (Jun 2018) |
| Tax Bill | $13,130 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00432234 |
| Primary APN | 07-00432234 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Porch | Open Porch |
| Porch Area | 133 sqft |
| Deck Area | 590 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00432234 |
|---|---|
| Street Address | 6417 78TH ST |
| City | CABIN JOHN |
| State | MD |
| Zip | 20818-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | REEDS DELIGHT ETC |
| Legal Subdivision | REEDS DELIGHT ETC |
| Legal Block | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 705800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6417 78th St is owned and occupied by two individuals who bought it in June 2018.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6417 78TH ST, CABIN JOHN, MD 20818-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Sep 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Jun 5, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on File |
| Deed Sale | Jun 5, 2018 · Amount on File |
| Prior Sale | Oct 21, 2014 · Amount on File |
| Deed Book / Page | 56123 / 38 |
| Prior Transfer Date | Apr 16, 2015 |
| Prior Transfer Doc | 0502410146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 6417 78TH ST, CABIN JOHN, MD 20818-1601 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0581480192 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 58148/192 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 6417 78TH ST, CABIN JOHN, MD 20818-1601 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0566400394 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 56640/394 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 5, 2018 |
| Property Address | 6417 78TH ST, CABIN JOHN, MD 20818-1601 |
| Document Number | 0561230038 |
| Book / Page | 056123 / 000038 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6417 78TH ST CABIN JOHN MD 208181601, CABIN JOHN, MD 20818-1601 |
| Document Number | 561230045 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 056123/000045 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2048 |
The 2025 property tax bill for 6417 78th St was $13,130, down 1.6% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,208,567 (+6.99%) | $1,366,500 (+20.97%) Land $725,900 Building $640,600 | |
| 2025 | $13,130.00 (-1.57%) | $1,129,600 Land $719,300 Building $410,300 | $1,129,600 Land $719,300 Building $410,300 |
| 2024 | $13,339.00 | ||
| 2023 | $1,060,933 | $1,129,600 Land $719,300 Building $410,300 | |
| 2022 | $11,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6417 78th St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1979–2022) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Aug 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6417 78th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures