6416 Thoroughbred Loop, Odessa, FL 33556 Property Records

Hillsborough County property record for 6416 Thoroughbred Loop, Odessa, FL 33556

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,490 sqft · built 1989
Lot Size0.756 acres (32,945 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (May 2026)
Tax Bill$6,301 (2025)
Deeds & MortgagesApr 2022 Mortgage
Aug 2023 Line of Credit
+ 4 more
Flood ZoneZone AE (high risk)
APN002269-0266

Property Details

APN / Parcel Number

Primary APN002269-0266
Alternative APN
  • U24271701OB00000000150

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,490 sqft Living Area
Gross Area4,511 sqft
1st Floor Area3,490 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area32,945 sqft (0.756 acres)
Lot Dimensions138 ft deep x 113 ft wide
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area392 sqft
PorchOpen Porch
Porch Area372 sqft
Patio Area391 sqft
Utility Building221 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0022690266
Street Address6416 THOROUGHBRED LOOP
CityODESSA
StateFL
Zip33556-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTHE PADDOCKS AT VAN DYKE FARMS LOT 15 BLOCK B
Legal Range17E
Legal Township27S
Legal Section24
Legal SubdivisionTHE PADDOCKS AT VAN DYKE FARMS
Legal Tract1O
Legal BlockB
Legal Lot Number15
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2001
Census Tract11512

Owner

Source: Hillsborough County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 7, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 8, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 14, 2019Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Prior SaleMay 10, 2002 · Amount on Record
Deed Document Number2026178362
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Transaction TypeMortgage
Record UpdatedMay 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856

Mortgage

Document Number0000185563
DateApr 11, 2022
Instrument2022185563
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Transaction TypeMortgage
Record UpdatedMay 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856

Mortgage

Document Number0000345921
DateAug 7, 2023
Instrument2023345921
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Transaction TypeMortgage
Record UpdatedMay 29, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856

Mortgage

Document Number0000291871
DateJun 10, 2021
Instrument2021291871
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 8, 2026
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Document Number0000178362
Instrument DateMay 4, 2026
Instrument2026.178362
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyPLATINUM NATIONAL TITLE LLC, PLATINUM NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$671,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856

Mortgage

Document Number0000178363,
DateMay 8, 2026
Instrument2026.178363
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856

Mortgage

Document Number2021291871
DateJun 10, 2021
Instrument2021291871
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6416 THOROUGHBRED LOOP, ODESSA, FL 33556-1856
Document Number0264880619
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6416 THOROUGHBRED LOOP ODESSA FL 335561856, ODESSA, FL 33556-1856

Mortgage

Document Number0264880619
DateMar 23, 2019
Book Page026488/000619
Instrument121575
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 22, 2039

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,301.00 (+12.12%) Homeowner's exemption$344,347 (+5.99%)$665,954 (+9.46%) Land $159,012 Building $506,942
2023$5,620.00 (+0.18%) Homeowner's exemption$324,895 (+3%)$608,424 (-6.09%) Land $141,344 Building $467,080
2022$5,610.00 Homeowner's exemption$315,432$647,846 Land $141,344 Building $506,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation52.8 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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