Lorain County property record for 6416 Oak Point Ests, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,887 sqft · built 2004 |
| Lot Size | 1 acre (43,590 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $317,500 (May 2013) |
| Tax Bill | $5,950 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-171 |
| Primary APN | 02-03-007-000-171 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,887 sqft Living Area |
| 1st Floor Area | 1,741 sqft |
| 2nd Floor Area | 1,146 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,590 sqft |
| Lot Dimensions | 306 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6416 OAK POINT ESTS |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINT ESTATES SUB 3 142 X 306.97 |
| Legal Subdivision | OAK POINT ESTATES SUBDIVISION NO 3 |
| Legal Tract | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
The current owner of 6416 Oak Point Ests bought it in May 2013.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6416 OAK POINT ESTS, LORAIN, OH 44053-1874 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on File |
| Deed Sale | May 22, 2013 · Amount on File |
| Prior Sale | Nov 22, 2006 · Amount on File |
| Deed Document Number | 2013002291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 6416 OAK POINT ESTS, LORAIN, OH 44053-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210802227 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-0802227 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Feb 1, 2038 |
The 2025 property tax bill for 6416 Oak Point Ests was $5,950.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,950.00 | $140,760 (%) Land $38,500 Building $102,260 | $402,180 (-) Land $110,000 Building $292,180 |
| 2024 | $5,950.00 (-1.82%) | $140,763 (+14.55%) Land $38,500 Building $102,263 | $402,180 (+14.55%) Land $110,000 Building $292,180 |
| 2023 | $6,060.00 (+4.16%) | $122,886 (%) Land $22,509 Building $100,377 | $351,100 Land $64,310 Building $286,790 |
| 2022 | $5,818.00 | $122,890 Land $22,510 Building $100,380 | |
| 2021 | $351,100 Land $64,310 Building $286,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6416 Oak Point Ests in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6416 Oak Point Ests is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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