6416 Ivy Spring Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6416 Ivy Spring Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,735 sqft · built 1875
Lot Size	0.23 acres (10,027 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2018)
Tax Bill	$6,424 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-287869`

Property Details

APN / Parcel Number

Primary APN	`01-287869`
Alternative APNs	`1287869` `287869`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,735 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,027 sqft (0.23 acres)
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	287869
Street Address	6416 IVY SPRING RD
City	ELKRIDGE
State	MD
Zip	21075-5800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 1104-A 10,027 SQ 6416 IVY SPRING RD HARWOOD PARK
Legal Subdivision	HARWOOD PARK
Legal Lot Number	1104A
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1018
Census Tract	601204

Owner

6416 Ivy Spring Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6416 IVY SPRING RD, ELKRIDGE, MD 21075-5800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 21, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	May 23, 2007
Deed Book / Page	18458 / 401
Prior Transfer Date	Apr 5, 2007
Prior Transfer Doc	0107010659
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6416 IVY SPRING RD, ELKRIDGE, MD 21075-5800
Document Number	0195020495
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6416 IVY SPRING RD ELKRIDGE MD 210755800, ELKRIDGE, MD 21075-5800

Mortgage

Document Number	0195020495
Date	Jul 6, 2020
Book Page	019502/000495

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 21, 2018
Property Address	6416 IVY SPRING RD, ELKRIDGE, MD 21075-5800
Document Number	0184580401
Book / Page	018458 / 000401
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6416 IVY SPRING RD ELKRIDGE MD 210755800, ELKRIDGE, MD 21075-5800

Mortgage

Document Number	184580410
Date	Nov 21, 2018
Book Page	018458/000410

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6416 Ivy Spring Rd was $6,424, up 7.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,424.00 (+7.89%)	$404,500 (+8.39%) Land $202,600 Building $201,900	$404,500 (-) Land $202,600 Building $201,900
2025	$5,954.00 (+8.18%)	$373,200	$404,500 Land $202,600 Building $201,900
2024	$5,504.00
2023		$310,600 Land $157,600 Building $153,000	$310,600 Land $157,600 Building $153,000
2022	$3,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6416 Ivy Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6416 Ivy Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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