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6416 Elm St, Union, IL 60180 Property Records

McHenry County property record for 6416 Elm St, Union, IL 60180

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,371 sqft · built 1920
Lot Size0.136 acres (5,940 sqft)
OwnerIndividual Name on File
Last Sale$178,500 (Jan 2021)
Deeds & MortgagesJan 2021 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN17-04-183-001

Property Details

APN / Parcel Number

Primary APN17-04-183-001

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,371 sqft Living Area
Basement Area1,013 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Construction TypeFrame
Lot Area5,940 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address6416 ELM ST
CityUNION
StateIL
Zip60180-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0004638 LT 4 /EX S 50FT/ BLK 8 ORIG PLAT VILL OF UNION
Legal Range06E
Legal Township43N
Legal Section04
Legal SubdivisionRESIDENTIAL
Legal Block8
Legal Lot Number4
JurisdictionMCHENRY IL
Township / Civil DivisionCORAL
Census Block Group1
Census Block1018
Census Tract871502

Owner

6416 Elm St is owned and occupied by an individual who bought it in January 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address6416 ELM ST, UNION, IL 60180-9713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 29, 2019Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2021 · Amount on File
Deed SaleJan 26, 2021 · Amount on File
Prior SaleOct 29, 2019 · Amount on File
Deed Document Number2021R0004638
Record UpdatedJun 7, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 26, 2021
Property Address6416 ELM ST, UNION, IL 60180-9713
Document Number0000004638
Map ReferenceMB 4 PG 552
Instrument DateJan 15, 2021
Instrument2021R0004638
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyWHEATLAND TITLE GUARANTY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$178.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6416 ELM ST, UNION, IL 60180-9713

Mortgage

Document Number0000004639
DateJan 26, 2021
Instrument2021R0004639
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 29, 2019
Property Address6416 ELM ST, UNION, IL 60180-9713
Document Number0000036672
Instrument DateOct 24, 2019
Instrument36672
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount on Record
Tax$142.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17910 MEADOW LN UNION IL 601809721, UNION, IL 60180-9721

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionCoral Township
MunicipalityUnion Village
Elementary School DistrictMarengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School DistrictMarengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$45,223 Land $4,043 Building $41,180$135,669 Land $12,129 Building $123,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6416 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6416 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION
serves 594 people · EPA ID IL1110900
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Rise Broadband
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

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