6415 W Carter Rd, Rome, NY 13440 Property Records

Oneida County and Westmoreland Town property record for 6415 W Carter Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,763 sqft · built 1889
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on Record
Last Sale$131,000 (Feb 2017)
Tax Bill$2,581 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN306800 273.000-1-21

Property Details

APN / Parcel Number

Primary APN306800 273.000-1-21
Alternative APNs
  • 680027300000010210000000
  • 001680

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,763 sqft Living Area
1st Floor Area1,200 sqft
Upper Floors Area562 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleTraditional
Exterior MaterialWood
Lot Area95,832 sqft (2.2 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area408 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number001680
Street Address6415 W CARTER RD
CityROME
StateNY
Zip13440-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVETS 1400
Legal Block1
Legal Lot Number21.000
JurisdictionONEIDA NY
Township / Civil DivisionWESTMORELAND
Census Block Group3
Census Block3017
Census Tract23000

Owner

Source: Oneida County and Westmoreland Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6415 W CARTER RD, ROME, NY 13440-7945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2017 · Amount on Record
Deed SaleFeb 1, 2017 · Amount on Record
Prior SaleApr 1, 2013 · Amount on Record
Deed Book / Page2017 / 1810
Record UpdatedJun 8, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateFeb 1, 2017
Property Address6415 W CARTER RD, ROME, NY 13440-7945
Document Number0000001810
Instrument DateJan 30, 2017
Instrument1810
Transaction TypeTransfer
Record UpdatedFeb 14, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$524.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7209 IRISH SETTLEMENT RD FORESTPORT NY 133382911, FORESTPORT, NY 13338-2911

Mortgage

Document Number1811
DateFeb 1, 2017
Instrument1811
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Oneida County and Westmoreland Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionWestmoreland Town
Unified School DistrictWestmoreland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,581.00 (+329.45%)$46,000 (-) Land $14,000 Building $32,000$127,778 (+5.56%) Land $38,889 Building $88,889
2023$46,000 (-) Land $14,000 Building $32,000$121,053 (+13.16%) Land $36,842 Building $84,211
2022$601.00$46,000 Land $14,000 Building $32,000$106,977 Land $32,558 Building $74,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Carter Rd

Nearby Streets

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