6415 Spring Hill Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 6415 Spring Hill Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1969
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2026)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5010-0050-0220`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5010-0050-0220`
Alternative APNs	`00214510` `214510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,412 sqft
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Patio Area	192 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00214510
Street Address	6415 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34606-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 1 BLK 50 LOT 22 ORB 660 PG 1995
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 1
Legal Block	50
Legal Lot Number	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1039
Census Tract	41302

Owner

Source: Hernando County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
Jan 22, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 10, 2018	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Aug 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	20265901
Deed Book / Page	4662 / 939
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0036301349
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 30, 2026
Property Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829
Document Number	0046620939
Book / Page	4662 / 939
Map Reference	MB 7 PG 53-64
Instrument Date	Jan 23, 2026
Instrument	2026005901
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 W LAMBRIGHT ST, TAMPA, FL 33604-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829

Mortgage

Document Number	0004662941
Date	Jan 30, 2026
Instrument	4662/941

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0046620955
Date	Jan 30, 2026
Book Page	4662/955
Instrument	2026005903

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	MILESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 SPRING HILL DR SPRING HILL FL 346064829, SPRING HILL, FL 34606-4829

Mortgage

Document Number	37990048
Date	Jan 23, 2020
Book Page	003799/000048
Instrument	4946

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 10, 2018
Property Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829
Document Number	0036311090
Book / Page	003631 / 001090
Instrument Date	Sep 19, 2018
Instrument	61563
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$374.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4171 EDENROCK PL SPRING HILL FL 346090620, SPRING HILL, FL 34609-0620

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 17, 2018
Property Address	6415 SPRING HILL DR, SPRING HILL, FL 34606-4829
Document Number	0036140723
Book / Page	003614 / 000723
Instrument Date	Aug 2, 2018
Instrument	49899
Transaction Type	Foreclosure
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+43.98%)	$120,076 (+25.52%)	$138,969 (-2.82%) Land $30,469 Building $108,500
2023		$95,666 (-21.75%) Land $95,666
2022	$1,753.00	$122,250 Land $12,000 Building $110,250	$143,004 Land $29,531 Building $113,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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