6415 Cottondale Rd, Sims, NC 27880 Property Records

Wilson County property record for 6415 Cottondale Rd, Sims, NC 27880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,234 sqft · built 1994
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2782-38-6828.000`

Property Details

APN / Parcel Number

Primary APN	`2782-38-6828.000`
Alternative APNs	`2782386828` `69926379`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,234 sqft Heated Area
1st Floor Area	2,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6415 COTTONDALE RD
City	SIMS
State	NC
Zip	27880-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	6415 COTTON DALE RD L4L5S4 COUNTRY AIR 1.84AC 94 FROM 239-2-29
Legal Subdivision	COUNTRY AIR ESTATES
Legal Tract	2
Jurisdiction	WILSON NC
Township / Civil Division	OLD FIELDS
Census Block Group	1
Census Block	1047
Census Tract	1501

Owner

6415 Cottondale Rd is owned and occupied by two individuals.

Source: Wilson County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6415 COTTONDALE RD, SIMS, NC 27880-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	6415 COTTONDALE RD, SIMS, NC 27880-9685
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002795/317
Date	Aug 1, 2019
Book Page	2795/317

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILSON, NC 27895

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	6415 COTTONDALE RD, SIMS, NC 27880-9685
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002795/303
Date	Aug 1, 2019
Book Page	2795/303

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2029

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILSON NC
Recording Date	Jul 29, 2021
Property Address	6415 COTTONDALE RD, SIMS, NC 27880-9685
Document Number	002910/667
Book / Page	2910 / 667
Map Reference	MB 39 PG 193
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 COTTONDALE RD, SIMS, NC 27880-9685

Tax Assessment & Valuation

The 2025 property tax bill for 6415 Cottondale Rd was $3,096.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,977 (-) Land $67,500 Building $383,477	$450,977 (-) Land $67,500 Building $383,477
2025	$3,096.00	$450,977 (-) Land $67,500 Building $383,477	$450,977 (-) Land $67,500 Building $383,477
2024		$450,977 Land $67,500 Building $383,477	$450,977 Land $67,500 Building $383,477
2021	$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6415 Cottondale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6415 Cottondale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Greenlight.

Cell Coverage

5G (outdoors only) and 4G LTE

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