6415 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 6415 Ark Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,253 sqft · built 2000
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2020)
Tax Bill	$2,379 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12860`

Property Details

APN / Parcel Number

Primary APN	`12860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,253 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Garage Area	504 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6415 ARK RD
City	GLOUCESTER
State	VA
Zip	23061-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	SPRING HILL ESTATES, LOT 2
Legal Subdivision	SPRING HILL
Legal Lot Number	2
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6415 ARK RD, GLOUCESTER, VA 23061-3358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Aug 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20204107
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6415 ARK RD, GLOUCESTER, VA 23061-3358
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001390
Date	Apr 13, 2023
Instrument	230001390

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 14, 2020
Property Address	6415 ARK RD, GLOUCESTER, VA 23061-3358
Document Number	0200004107
Instrument Date	Aug 12, 2020
Instrument	200004107
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 ARK RD, GLOUCESTER, VA 23061-3358

Mortgage

Document Number	0200004108
Date	Aug 14, 2020
Instrument	200004108

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,379.00 (+8.68%)	$407,990 (+14.4%) Land $63,710 Building $344,280	$407,990 (+14.4%) Land $63,710 Building $344,280
2025	$2,189.00 (+5.29%)	$356,620 (-) Land $59,710 Building $296,910	$356,620 (-) Land $59,710 Building $296,910
2024	$2,079.00	$356,620 (-) Land $59,710 Building $296,910	$356,620 (-) Land $59,710 Building $296,910
2023	$2,079.00 (-0.38%)	$356,620 (+23.88%) Land $59,710 Building $296,910	$356,620 (+23.88%) Land $59,710 Building $296,910
2022	$2,087.00	$287,870 Land $52,700 Building $235,170	$287,870 Land $52,700 Building $235,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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