Lubbock County property record for 6415 31st St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1984 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,822 (Apr 2026) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R73731 |
| Primary APN | R73731 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,586 sqft |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Street Address | 6415 31ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE L 55 |
| Legal Subdivision | WEST SIDE |
| Legal Lot Number | 55 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1714 |
6415 31st St is owned and occupied by an individual who bought it in April 2026.
Source: Lubbock County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed, Transfer · FHA Mortgage TEXAS TECH FEDERAL CREDIT UNION |
| Aug 5, 2022 | Vendor's Lien, Transfer · Commercial Mortgage PEOPLES BANK |
| Jan 8, 2020 | Deed of Trust, Mortgage PEOPLES BK |
| Nov 26, 2019 | Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Aug 5, 2022 · Amount on File |
| Deed Document Number | 202614549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 21, 2026 |
| Property Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Document Number | 0000014549 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.14549 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | TRUE TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Document Number | 0000014550, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026.14550 |
| Name | TEXAS TECH FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000014551, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026.14551 |
| Name | TEXAS STATE AFFORDABLE HSNG COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 3 Months |
| Due | Apr 20, 2029 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 5, 2022 |
| Property Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Document Number | 0000037815 |
| Map Reference | VOL 668 PG 373 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022037815 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 WESTSIDE DR, STANTON, TX 79782-5045 |
| Document Number | 0000037816 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022037816 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Document Number | 0000001108 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | SERVICE TITLE COMPANY, SERVICE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6528 15TH DR LUBBOCK TX 794166115, LUBBOCK, TX 79416-6115 |
| Document Number | 0000001108 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 1108 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Nov 26, 2019 |
| Property Address | 6415 31ST ST, LUBBOCK, TX 79407-2825 |
| Document Number | 0000046216 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 46216 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | SERVICE TITLE COMPANY, SERVICE TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6528 15TH DR LUBBOCK TX 794166115, LUBBOCK, TX 79416-6115 |
The 2025 property tax bill for 6415 31st St was $2,796, up 7.3% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (+7.33%) | $135,824 Land $4,500 Building $131,324 | $135,824 Land $4,500 Building $131,324 |
| 2024 | $2,605.00 (+10.99%) | ||
| 2023 | $2,347.00 (-8.03%) | $112,121 Land $4,500 Building $107,621 | $112,121 Land $4,500 Building $107,621 |
| 2022 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6415 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 6415 31st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures