6415 190th St, Ocheyedan, IA 51354 Property Records

Osceola County property record for 6415 190th St, Ocheyedan, IA 51354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1962
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2022)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220072522020`

Property Details

APN / Parcel Number

Primary APN	`220072522020`
Alternative APN	`000000072522020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	392 sqft
Unfinished Basement	784 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	179,032 sqft (4.11 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces
Deck Area	128 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6415 190TH ST
City	OCHEYEDAN
State	IA
Zip	51354-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 NW1/4 TRACT PARCEL D OF PARCEL A
Legal Range	40W
Legal Township	99N
Legal Section	25
Jurisdiction	OSCEOLA IA
Township / Civil Division	OCHEYEDAN
Census Block Group	4
Census Block	4102
Census Tract	460200

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST NA
Jan 16, 2018	Deed of Trust, Mortgage FIRST STATE BANK
Oct 18, 2019	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Oct 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2022941
Deed Book / Page	2022 / 941
Prior Transfer Date	Oct 12, 2017
Prior Transfer Doc	2017/1337
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/942
Date	Jun 28, 2022
Book Page	2022/942
Instrument	20220942

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/234
Date	Feb 16, 2021
Book Page	2021/234
Instrument	20210234

Lender

Name	BANK MIDWEST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000059
Date	Jan 16, 2018
Book Page	0000002018/0000000059
Instrument	20180059

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1235
Date	Oct 18, 2019
Book Page	2019/1235
Instrument	20191235

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Nov 1, 2029
Index	1-Year CMT

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA IA
Recording Date	Oct 12, 2017
Property Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066
Document Number	2017/1337
Book / Page	2017 / 1337
Instrument Date	Oct 12, 2017
Instrument	20171337
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 190TH ST, OCHEYEDAN, IA 51354-7066

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Osceola County
Unified School District	Sibley-Ocheyedan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 Homeowner's exemption	$194,300 (+8.75%) Land $41,000 Building $153,300	$194,300 (+8.75%) Land $41,000 Building $153,300
2024	$1,810.00 (+57.94%)
2023		$178,670 Land $41,000 Building $137,670	$178,670 Land $41,000 Building $137,670
2022	$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Evertek Fixed Wireless	50 / 5
Windstream DSL	50 / 3

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