6414 W Rutter Pkwy, Spokane, WA 99208 Property Records

Spokane County property record for 6414 W Rutter Pkwy, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 2003
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,178 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26044.9043`

Property Details

APN / Parcel Number

Primary APN	`26044.9043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,112 sqft Living Area
Gross Area	4,993 sqft
1st Floor Area	2,112 sqft
Basement Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	220,414 sqft
Garage Type	Attached
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Street Address	6414 W RUTTER PKWY
City	SPOKANE
State	WA
Zip	99208-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	04-26-42 PTN OF SW1/4 OF SE1/4 DAF; BEG AT SE COR OF SD S W1/4 TH W65FT TO TRUE POB TH N544.11FT TH W405FT TH S544.11FT TH E405FT TO TRUE POB
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1021
Census Tract	10508

Owner

6414 W Rutter Pkwy is owned and occupied by two individuals who acquired it in February 1999.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 1999
Deed Sale	Feb 26, 1999
Deed Document Number	19994335485
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225

Mortgage

Document Number	0007445151
Date	Oct 6, 2025
Instrument	7445151

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007290629
Date	Jun 16, 2023
Instrument	7290629

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007087625
Date	Jun 14, 2021
Instrument	7087625

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6414 W RUTTER PKWY, SPOKANE, WA 99208-9225
Document Number	0006833431
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6414 W RUTTER PKWY SPOKANE WA 992089225, SPOKANE, WA 99208-9225

Mortgage

Document Number	0006833431
Date	Aug 19, 2019
Instrument	6833431

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6414 W Rutter Pkwy was $7,178, up 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,178.00 (+0.63%)	$726,490 Land $163,390 Building $563,100	$726,490 Land $163,390 Building $563,100
2025	$7,133.00
2024		$677,730 (+30.67%) Land $130,330 Building $547,400	$677,730 (+30.67%) Land $130,330 Building $547,400
2023	$6,297.00 (+6.01%)	$518,670 Land $104,270 Building $414,400	$518,670 Land $104,270 Building $414,400
2022	$5,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6414 W Rutter Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6414 W Rutter Pkwy is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 55% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, T-Mobile.

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