6414 N Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 6414 N Oak Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1938
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Oct 2022)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-14-100-030`

Property Details

APN / Parcel Number

Primary APN	`16-14-100-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	975 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6414 N OAK RD
City	DAVISON
State	MI
Zip	48423-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Description	A PARCEL OF LAND BEG N 0 DEG 14 MIN 55 SEC W 1488.11 FROM W 1/4 COR OF SEC TH N 0 DEG 14 MIN 55 SEC W 190 FT TH N 89 DEG 56
Legal Range	08E
Legal Township	08N
Legal Section	14
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1006
Census Tract	11902

Owner

6414 N Oak Rd is owned and occupied by an individual who bought it in October 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6414 N OAK RD, DAVISON, MI 48423-9306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Mar 31, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Deed Document Number	202268053
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6414 N OAK RD, DAVISON, MI 48423-9306
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 N OAK RD, DAVISON, MI 48423-9306

Mortgage

Document Number	0000054916
Date	Jun 11, 2021
Instrument	202106110054916

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 20, 2022
Property Address	6414 N OAK RD, DAVISON, MI 48423-9306
Document Number	0000068053
Instrument Date	Oct 14, 2022
Instrument	202210200068053
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6414 N OAK RD, 6414, DAVISON, MI 48423-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 N STATE RD APT 311, 311, DAVISON, MI 48423-1168

Mortgage

Document Number	0000068054
Date	Oct 20, 2022
Instrument	202210200068054

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 31, 2021
Property Address	6414 N OAK RD, DAVISON, MI 48423-9306
Document Number	0000022745
Instrument Date	Mar 15, 2021
Instrument	202103310022745
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 W HIGH ST, 51, METAMORA, MI 48455-8954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 N OAK RD, DAVISON, MI 48423-9306

Tax Assessment & Valuation

The 2025 property tax bill for 6414 N Oak Rd was $2,151 with a homeowner's exemption, up 3.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Lakeville Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,900 (+4.8%)	$139,800 (+4.8%)
2025	$2,151.00 (+3.36%) Homeowner's exemption	$66,700	$133,400
2024	$2,081.00
2023		$56,700	$113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6414 N Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6414 N Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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