6414 Michael Dr NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6414 Michael Dr NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,717 sqft · built 2016
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Sep 2025)
Tax Bill	$10,330 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12362-77006-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-77006-00000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,717 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,410 sqft
Basement Area	2,242 sqft
Finished Basement	1,307 sqft
Unfinished Basement	935 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	121 ft deep x 88 ft wide
Porch	Open Frame Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6414 MICHAEL DR NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD HEIGHTS 1ST LOT 27
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD HEIGHTS 1ST
Legal Lot Number	27
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1042
Census Tract	205

Owner

Source: Linn County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 11, 2025	Warranty Deed, Transfer · VA Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	202525048
Deed Book / Page	2025 / 25048
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Investor	Possibly a Property Investor

Mortgage

Document Number	2026008147
Date	Mar 31, 2026
Instrument	2026-008147

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992

Mortgage

Document Number	2024008536
Date	Dec 2, 2024
Instrument	2024-008536

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 11, 2025
Property Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Document Number	2025025048
Instrument Date	Sep 3, 2025
Instrument	2025-025048
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6414 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7992
Investor	Possibly a Property Investor

Mortgage

Document Number	2025025049
Date	Sep 11, 2025
Instrument	2025-025049

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$661,500 (+9.74%) Land $123,400 Building $538,100	$661,500 (+9.74%) Land $123,400 Building $538,100
2024	$10,330.00 (-13.9%)
2023		$602,800 Land $106,200 Building $496,600	$602,800 Land $106,200 Building $496,600
2022	$11,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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