6414 Ladera Dr, Houston, TX 77083 Property Records

Harris County property record for 6414 Ladera Dr, Houston, TX 77083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,212 sqft · built 1982
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$130,700 (Nov 2004)
Tax Bill	$900 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`113-685-000-0016`

Property Details

APN / Parcel Number

Primary APN	`113-685-000-0016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1136850000016
Street Address	6414 LADERA DR
City	HOUSTON
State	TX
Zip	77083-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 7 ALTAMIRA SEC 1
Legal Subdivision	ALTAMIRA SEC 1
Legal Block	7
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	454100

Owner

6414 Ladera Dr is owned and occupied by two individuals who bought it in November 2004.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6414 LADERA DR, HOUSTON, TX 77083-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 14, 2018	Loan Modification, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2004 · Amount on File
Deed Sale	Nov 23, 2004 · Amount on File
Prior Sale	Nov 29, 1999 · Amount on File
Deed Document Number	200482868
Deed Book / Page	59599 / 1852
Prior Transfer Date	Nov 9, 2004
Prior Transfer Doc	0000Y82868
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6414 LADERA DR, HOUSTON, TX 77083-1417
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 LADERA DR, HOUSTON, TX 77083-1417

Mortgage

Document Number	2021280335
Date	May 20, 2021
Instrument	2021-280335

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6414 LADERA DR, HOUSTON, TX 77083-1417
Document Number	0000438043
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 LADERA DR HOUSTON TX 770831417, HOUSTON, TX 77083-1417

Mortgage

Document Number	0000438043
Date	Sep 17, 2020
Instrument	438043

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 16, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	6414 LADERA DR, HOUSTON, TX 77083-1417
Document Number	0000461591
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6414 LADERA DR HOUSTON TX 770831417, HOUSTON, TX 77083-1417

Mortgage

Document Number	0000461591
Date	Oct 9, 2018
Instrument	461591

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6414 Ladera Dr was $900 with a homeowner's exemption, up 62% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Alief Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,993 (-6.22%) Land $60,038 Building $190,955	$250,993 (-6.22%) Land $60,038 Building $190,955
2025	$900.00 (+62%) Homeowner's exemption	$267,639 Land $60,038 Building $207,601	$267,639 Land $60,038 Building $207,601
2024	$125.00
2023		$259,836 Land $60,038 Building $199,798	$259,836 Land $60,038 Building $199,798
2022	$92.00
2020	$1,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6414 Ladera Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	171 (1980–2024)
Claims Outside the SFHA	10 of 171
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 24 claims Hurricane Ike, Sep 2008 · 6 claims Severe Storms & Flooding, Mar 1992 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6414 Ladera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSION BEND MUD 2 serves 10,155 people · EPA ID TX1011826
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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