6414 Desmond St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6414 Desmond St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,364 sqft · built 1865
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (May 2000)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`035-0004-0052-00`

Property Details

APN / Parcel Number

Primary APN	`035-0004-0052-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	1,182 sqft
2nd Floor Area	1,182 sqft
Basement Area	1,182 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	157 ft deep x 243 ft wide
Garage Area	1 sqft
Porch	Open Frame Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6414 DESMOND ST
City	CINCINNATI
State	OH
Zip	45227-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	6414 DESMOND ST 85 X 157.50 LT 5-P 4 CORNUELLESUB PER COMMRS PRS 52-53 CONS
Legal Subdivision	CORNUELLE SUB
Legal Lot Number	5-P
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1013
Census Tract	5500

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit UNITED SAVINGS BANK
May 22, 2019	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2000 · Amount on Record
Deed Sale	May 5, 2000 · Amount on Record
Deed Document Number	200069656
Deed Book / Page	8262 / 885
Last Transfer Date	May 10, 2021
Transfer Doc	0000061089
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037

Mortgage

Document Number	0000072213
Date	Sep 17, 2025
Book Page	15502/1954
Instrument	2025-0072213

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2040

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037

Mortgage

Document Number	0000002503
Date	Jan 11, 2024
Book Page	15080/609
Instrument	2024-0002503

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037

Mortgage

Document Number	0000058031
Date	Aug 17, 2023
Book Page	14981/1145
Instrument	2023-0058031

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039676
Date	May 22, 2019
Book Page	13923/01408
Instrument	2019-0039676

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092007
Date	Sep 28, 2022
Book Page	14761/1501
Instrument	2022-0092007

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Apr 1, 2027

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037
Document Number	0000061089
Book / Page	14419 / 2772
Map Reference	MB 4 PG 238&239
Instrument Date	May 10, 2021
Instrument	2021-0061089
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6414 DESMOND ST, CINCINNATI, OH 45227-2037

Mortgage

Document Number	0000061090
Date	May 17, 2021
Instrument	2021-0061090

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,639.00 (-1.9%)	$90,524 (-) Land $22,883 Building $67,641	$258,640 (-) Land $65,380 Building $193,260
2024	$5,748.00 (+2.79%)	$90,524 (-) Land $22,883 Building $67,641
2023	$5,592.00 (+151.44%)	$90,524 (+186.45%) Land $22,883 Building $67,641	$258,640 (+186.45%) Land $65,380 Building $193,260
2022	$2,224.00 Homeowner's exemption	$31,602 Land $11,277 Building $20,325
2020			$90,290 Land $32,220 Building $58,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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