64138 Walnut St, Cambridge, OH 43725 Property Records

Guernsey County property record for 64138 Walnut St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,397 sqft · built 2002
Lot Size	1.63 acres (71,351 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-0000285.001`

Property Details

APN / Parcel Number

Primary APN	`02-0000285.001`
Alternative APN	`003111-2`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,397 sqft Living Area
1st Floor Area	2,150 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	2,108 sqft
Unfinished Basement	2,108 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Roof Material	Shingle
Lot Area	71,351 sqft (1.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	4,382 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	496 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	003111-2
Street Address	64138 WALNUT ST
City	CAMBRIDGE
State	OH
Zip	43725-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA02-05 PT LOT 11-12
Legal Range	03W
Legal Township	02N
Legal Section	02
Legal Subdivision	THE UNITED STATES MILITARY DISTRICT
Legal Tract	2
Legal Lot Number	11-12
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3039
Census Tract	977700

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64138 WALNUT ST, CAMBRIDGE, OH 43725-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Sep 14, 2026
Property Address	64138 WALNUT ST, CAMBRIDGE, OH 43725-9639
Document Number	0000004858
Book / Page	614 / 1682
Instrument Date	Sep 3, 2026
Instrument	20264858
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64138 WALNUT ST, CAMBRIDGE, OH 43725-9639

Mortgage

Document Number	0000004858,
Date	Sep 14, 2026
Book Page	614/1682
Instrument	20264858

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	64138 WALNUT ST, CAMBRIDGE, OH 43725-9639
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000749
Date	Feb 6, 2017
Book Page	544/1637
Instrument	201700000749

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,778.00 (-1.48%) Homeowner's exemption	$155,424 (-) Land $13,702 Building $141,722
2024	$6,880.00 (+19.99%) Homeowner's exemption	$155,424 (+24.66%) Land $13,702 Building $141,722	$444,070 (+24.66%) Land $39,150 Building $404,920
2023	$5,734.00 (-0.31%) Homeowner's exemption	$124,680 (-) Land $10,874 Building $113,806
2022	$5,752.00 Homeowner's exemption	$124,680 Land $10,870 Building $113,810	$356,230 (-) Land $31,070 Building $325,160
2021			$356,230 Land $31,070 Building $325,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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