6412 E Oak St, Evansville, IN 47715 Property Records

Vanderburgh County property record for 6412 E Oak St, Evansville, IN 47715

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,277 sqft · built 1965
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,431 (Jan 2026)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2014 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`092-30-12-1000-21`

Property Details

APN / Parcel Number

Primary APN	`092-30-12-1000-21`
Alternative APNs	`82-07-30-012-100.021-027` `01098188024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01098188024
Street Address	6412 E OAK ST
City	EVANSVILLE
State	IN
Zip	47715-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LINCOLN LOT 4 BL 2
Legal Subdivision	EAST LINCOLN
Legal Lot Number	4
Jurisdiction	VANDERBURGH IN
Township / Civil Division	KNIGHT
Census Block Group	1
Census Block	1013
Census Tract	3803

Owner

Source: Vanderburgh County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 29, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 22, 2026	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2025	Warranty Deed, Transfer
Jun 3, 2025	Warranty Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Aug 11, 2025
Deed Document Number	20261528
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00011963
Date	May 22, 2017
Instrument	2017R00011963

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ACCURA TITLE, ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R024323
Date	Oct 29, 2014
Instrument	2014R024323

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2044

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Jan 22, 2026
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Document Number	2026R00001528
Map Reference	MB H PG 231
Instrument Date	Dec 16, 2025
Instrument	2026R00001528
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530

Mortgage

Document Number	2026R00001529
Date	Jan 22, 2026
Instrument	2026R00001529

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Aug 11, 2025
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Document Number	2025R00015571
Map Reference	MB H PG 231
Instrument Date	Jul 23, 2025
Instrument	2025R00015571
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12331 FOREST SCHOOL LN, LOUISVILLE, KY 40223-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 HALLS LN, SHEPHERDSVILLE, KY 40165-6262

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Jun 3, 2025
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Document Number	2025R00010192
Map Reference	MB H PG 231
Instrument Date	May 30, 2025
Instrument	2025R00010192
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 E 10TH ST # ST10, ST10, CLAY CITY, IN 47841-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 FOREST SCHOOL LN, LOUISVILLE, KY 40223-1509

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Jun 4, 2021
Property Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530
Document Number	2021R00015596
Map Reference	MB H PG 231
Instrument Date	Jun 1, 2021
Instrument	2021R00015596
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 E OAK ST, EVANSVILLE, IN 47715-3530

Mortgage

Document Number	2021R00015597
Date	Jun 4, 2021
Instrument	2021R00015597

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Knight Township
Municipality	Evansville City
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (-4.56%) Homeowner's exemption	$145,800 (+8.97%) Land $31,500 Building $114,300	$145,800 (+8.97%) Land $31,500 Building $114,300
2024	$1,468.00 (+0.2%)
2023	$1,465.00 (+2.73%)	$133,800 (-0.37%) Land $24,300 Building $109,500	$133,800 (-0.37%) Land $24,300 Building $109,500
2022	$1,426.00 (+41.75%) Homeowner's exemption	$134,300 Land $24,300 Building $110,000	$134,300 Land $24,300 Building $110,000
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	12 (1979–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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