6412 E Decorah Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 6412 E Decorah Ave, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,202 sqft)
Owner	Individual Name on Record
Tax Bill	$4,415 (2024)
Deeds & Mortgages	Oct 2025 Transfer Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-0967`

Property Details

APN / Parcel Number

Primary APN	`004-0967`
Alternative APN	`849`

Exterior

Lot Area	22,202 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	849
Street Address	6412 E DECORAH AVE
City	OSHKOSH
State	WI
Zip	54902-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DECORAH LOT 11 BLK F
Legal Range	17E
Legal Township	17N
Legal Section	28
Legal Subdivision	DECORAH
Legal Block	F
Legal Lot Number	11
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	3
Census Block	3002
Census Tract	1900

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6412 E DECORAH AVE, OSHKOSH, WI 54902-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit VERVE A CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2025
Transfer Doc	0001953850
Record Updated	Sep 20, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 3, 2025
Property Address	6412 E DECORAH AVE, OSHKOSH, WI 54902-7610
Document Number	0001953850
Instrument Date	Oct 3, 2025
Instrument	1953850
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 E DECORAH AVE, OSHKOSH, WI 54902-7610

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	6412 E DECORAH AVE, OSHKOSH, WI 54902-7610
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001878026
Date	Mar 18, 2022
Instrument	1878026

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,000 (+57.53%) Land $239,700 Building $194,300
2024	$4,415.00 (-11.08%) Homeowner's exemption	$275,500 (-) Land $161,200 Building $114,300	$405,356 (+1.26%) Land $237,181 Building $168,175
2023	$4,965.00 (+1.97%) Homeowner's exemption	$275,500 (-) Land $161,200 Building $114,300	$400,319 (+11.86%) Land $234,234 Building $166,085
2022	$4,869.00 Homeowner's exemption	$275,500 Land $161,200 Building $114,300	$357,883 Land $209,404 Building $148,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1999–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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