Spotsylvania County property record for 6412 Draft Way, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,540 sqft · built 2026 |
| Lot Size | 0.172 acres (7,507 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $576,990 (Feb 2026) |
| Tax Bill | $2,962 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22W-1-12 |
| Primary APN | 22W-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Basement Area | 1,120 sqft |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,507 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6412 DRAFT WAY |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK LOT 12 |
| Legal Subdivision | SADDLE CREEK |
| Legal Lot Number | 12 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20307 |
Source: Spotsylvania County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1334 LACONIA LN, CHARLOTTESVILLE, VA 22911-5785 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Nov 3, 2025 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Nov 3, 2025 · Amount on Record |
| Deed Document Number | 20262169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Feb 13, 2026 |
| Property Address | 6412 DRAFT WAY, FREDERICKSBURG, VA 22407-6350 |
| Document Number | 0260002169 |
| Map Reference | DOC 230008789 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 260002169 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1334 LACONIA LN, CHARLOTTESVILLE, VA 22911-5785 |
| Document Number | 0260002170 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 260002170 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Nov 3, 2025 |
| Property Address | 6412 DRAFT WAY, FREDERICKSBURG, VA 22407-6350 |
| Document Number | 0250016697 |
| Map Reference | DOC 230008789 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 250016697 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 FETTLER PARK DR STE 201, 201, DUMFRIES, VA 22025-2039 |
| Investor | Possibly a Property Investor |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,962.00 (+188.13%) | $401,800 (+187%) Land $160,000 Building $241,800 | $401,800 (-) Land $160,000 Building $241,800 |
| 2025 | $1,028.00 | $140,000 Land $140,000 | $401,800 (+187%) Land $160,000 Building $241,800 |
| 2024 | $140,000 Land $140,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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