6412 Cochran Dr, Bakersfield, CA 93309 Property Records

Kern County property record for 6412 Cochran Dr, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 1970
Lot Size	0.188 acres (8,205 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (May 2017)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-181-08-00-7`

Property Details

APN / Parcel Number

Primary APN	`331-181-08-00-7`
Alternative APNs	`331-181-08-1` `3311810800` `33118108`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,670 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	8,205 sqft (0.188 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	289 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	331181081
Street Address	6412 COCHRAN DR
City	BAKERSFIELD
State	CA
Zip	93309-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3124 , BLOCK , LOT 8
Legal Subdivision	TRACT 3124
Legal Tract	3124
Legal Block	1
Legal Lot Number	8
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1003
Census Tract	1804

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Intrafamily Transfer, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 11, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Document Number	201760967
Last Transfer Date	Dec 21, 2022
Transfer Doc	0000188888
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Dec 28, 2022
Property Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415
Document Number	0000188888
Map Reference	MB 17 PG 62&63
Instrument Date	Dec 21, 2022
Instrument	222188888
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415

Mortgage

Document Number	0000011533
Date	Jan 22, 2021
Instrument	221011533

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 11, 2017
Property Address	6412 COCHRAN DR, BAKERSFIELD, CA 93309-1415
Document Number	0000060967
Instrument Date	Apr 3, 2017
Instrument	60967
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 COCHRAN DR BAKERSFIELD CA 933091415, BAKERSFIELD, CA 93309-1415

Mortgage

Document Number	60968
Date	May 11, 2017
Instrument	60968

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Mortgage

Document Number	60969,
Date	May 11, 2017
Instrument	60969

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$254,510 (+2%) Land $71,024 Building $183,486
2025	$3,737.00 (+3.52%)	$249,521 (+4.04%) Land $69,632 Building $179,889
2023	$3,610.00 (+4.12%)	$239,833 Land $66,929 Building $172,904
2022	$3,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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