6412 Big Hand Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 6412 Big Hand Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1981
Lot Size	3.96 acres (172,498 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2011)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-30-020-3002-200`

Property Details

APN / Parcel Number

Primary APN	`74-30-020-3002-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	172,498 sqft (3.96 acres)
Garage Area	1,510 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6412 BIG HAND RD
City	SAINT CLAIR
State	MI
Zip	48079-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG AT E 1/4 COR, TH S 0D 54M 45S W 698.62', TH S 48D 12M 15S W 310', TH N 0D 54M 46S E 905.77', TH S 89D 52M 14S E 227.81'
Legal Range	16E
Legal Township	05N
Legal Section	20
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2011
Census Tract	640600

Owner

6412 Big Hand Rd is owned and occupied by an individual who bought it in November 2011.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6412 BIG HAND RD, SAINT CLAIR, MI 48079-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on File
Deed Sale	Nov 1, 2011 · Amount on File
Prior Sale	Sep 12, 2007 · Amount on File
Deed Document Number	201128051
Deed Book / Page	4196 / 154
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6412 BIG HAND RD, SAINT CLAIR, MI 48079-3101
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 BIG HAND RD, SAINT CLAIR, MI 48079-3101

Mortgage

Document Number	5359927
Date	Apr 30, 2021
Book Page	5359/927
Instrument	2021013391

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6412 BIG HAND RD, SAINT CLAIR, MI 48079-3101
Document Number	0050430903
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6412 BIG HAND RD ST CLAIR MI 480793101, ST CLAIR, MI 48079-3101

Mortgage

Document Number	0050430903
Date	Apr 5, 2019
Book Page	005043/000903

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6412 Big Hand Rd was $2,519 with a homeowner's exemption, up 3.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,600 (+3.9%)	$357,200
2025	$2,519.00 (+3.41%) Homeowner's exemption	$171,900
2024	$2,436.00		$343,800
2023		$130,600
2022	$2,227.00		$261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6412 Big Hand Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6412 Big Hand Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

May also be available: Verizon, Xfinity.

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