6411 Harvard Ave, Raytown (Kansas City), MO 64133 Property Records

Jackson County property record for 6411 Harvard Ave, Raytown, MO 64133

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,046 sqft · built 1961
Lot Size	0.278 acres (12,108 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2026)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-140-02-13`

Property Details

APN / Parcel Number

Primary APN	`45-140-02-13`
Alternative APNs	`45-140-02-13-00-0-00-000` `45140021300000001` `928617`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,108 sqft (0.278 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	928617
Street Address	6411 HARVARD AVE
City	RAYTOWN
State	MO
Zip	64133-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRIDER HEIGHTS LOT 5
Legal Subdivision	CRIDER HEIGHTS
Legal Block	1
Legal Lot Number	5
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	1
Census Block	1002
Census Tract	12703

Owner

6411 Harvard Ave is owned and occupied by an individual who bought it in April 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 4, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	202631619
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 7, 2026
Property Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421
Document Number	0000034108
Instrument Date	Apr 29, 2026
Instrument	202634108
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034108,
Date	May 7, 2026
Instrument	202634108

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 29, 2026
Property Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421
Document Number	00E0031619
Instrument Date	Apr 28, 2026
Instrument	202631619
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421

Mortgage

Document Number	0000032801,
Date	Apr 29, 2026
Instrument	2026E32801

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 29, 2026
Property Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421
Document Number	0000031619
Instrument Date	Apr 28, 2026
Instrument	202631619
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421

Mortgage

Document Number	00E0032801,
Date	Apr 29, 2026
Instrument	2026E32801

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 4, 2019
Property Address	6411 HARVARD AVE, RAYTOWN, MO 64133-5421
Document Number	0000E89962
Instrument Date	Oct 9, 2019
Instrument	89962E
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6411 HARVARD AVE RAYTOWN MO 641335421, RAYTOWN, MO 64133-5421

Mortgage

Document Number	E90145
Date	Nov 4, 2019
Instrument	90145E

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6411 Harvard Ave was $2,392, up 5.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,352 (-) Land $5,385 Building $20,967	$138,690 (-)
2025	$2,392.00 (+5.42%)	$26,352 Land $5,385 Building $20,967	$138,690
2024	$2,269.00 (+10.52%)
2023	$2,053.00	$22,914 Land $3,802 Building $19,112	$120,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6411 Harvard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6411 Harvard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYTOWN WATER COMPANY private · serves 17,066 people · EPA ID MO1010676
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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