6411 Everly St, Youngstown, FL 32466 Property Records

Bay County property record for 6411 Everly St, Youngstown, FL 32466

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,431 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2020)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05288-625-100`

Property Details

APN / Parcel Number

Primary APN	`05288-625-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Heated Area
Gross Area	1,551 sqft
1st Floor Area	1,431 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	220 ft deep x 101 ft wide
Porch	Porch
Porch Area	16 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6411 EVERLY ST
City	YOUNGSTOWN
State	FL
Zip	32466-2133
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	16 2S 13W -1.831- 141B COM AT SE COR OF SEC W 2437.02 NWLY 373.32' E 766.43' FOR POB
Legal Range	13W
Legal Township	02S
Legal Section	16
Legal Subdivision	PANAMA PINES UN V
Legal Block	B
Legal Lot Number	10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1023
Census Tract	401

Owner

6411 Everly St, a mobile home, is owned by an individual who bought it in May 2020.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4141 E 15TH ST APT 212, 212, PANAMA CITY, FL 32404-5879
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 14, 2019	Warranty Deed, Transfer · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	2020033428
Deed Book / Page	4254 / 948
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 22, 2020
Property Address	6411 EVERLY ST, YOUNGSTOWN, FL 32466-2133
Document Number	0042540948
Book / Page	4254 / 948
Instrument Date	Apr 30, 2020
Instrument	2020033428
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5011 PRETTY WAY, 5011, PANAMA CITY, FL 32404-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4141 E 15TH ST APT 212, 212, PANAMA CITY, FL 32404-5879

Mortgage

Document Number	0004254950
Date	May 22, 2020
Instrument	4254/950

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 14, 2019
Property Address	6411 EVERLY ST, YOUNGSTOWN, FL 32466-2133
Document Number	0041902207
Book / Page	4190 / 2207
Instrument Date	Nov 8, 2019
Instrument	2019098682
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10915 RESOTA BEACH RD, 10915, PANAMA CITY, FL 32409-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 EVERLY ST, YOUNGSTOWN, FL 32466-2133

Mortgage

Document Number	0041902209
Date	Nov 14, 2019
Instrument	4190/2209

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 6411 Everly St was $1,332.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00	$107,648 Land $10,878 Building $96,770	$107,648 Land $10,878 Building $96,770
2023	$1,378.00 (+13.79%)	$106,896 (+5.34%) Land $8,009 Building $98,887	$106,896 (+5.34%) Land $8,009 Building $98,887
2022	$1,211.00	$101,473 Land $7,258 Building $94,215	$101,473 Land $7,258 Building $94,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6411 Everly St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6411 Everly St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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