6410 Winter Crest Ln, Hanover, MD 21076 Property Records

Howard County property record for 6410 Winter Crest Ln, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,566 sqft · built 2016
Lot Size	0.226 acres (9,842 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,401 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-595469`

Property Details

APN / Parcel Number

Primary APN	`01-595469`
Alternative APN	`595469`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,566 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,842 sqft (0.226 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	210 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	595469
Street Address	6410 WINTER CREST LN
City	HANOVER
State	MD
Zip	21076-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 7 9,842 SQ' 6410 WINTER CREST LN WINTER CREST
Legal Subdivision	WINTER CREST
Legal Lot Number	7
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

6410 Winter Crest Ln is owned and occupied by two individuals who acquired it in January 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6410 WINTER CREST LN, HANOVER, MD 21076-2164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Feb 5, 2020	Quit Claim Deed, Transfer MORTGAGE MAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	0191640188
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6410 WINTER CREST LN, HANOVER, MD 21076-2164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTERNATIONAL T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199210492
Date	Nov 17, 2020
Book Page	19921/492

Lender

Name	NMSI INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 5, 2020
Property Address	6410 WINTER CREST LN, HANOVER, MD 21076-2164
Document Number	0191640188
Book / Page	019164 / 000188
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	INTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6410 WINTER CREST LN HANOVER MD 210762164, HANOVER, MD 21076-2164

Mortgage

Document Number	191640194
Date	Feb 5, 2020
Book Page	019164/000194

Lender

Name	MORTGAGE MAC
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6410 Winter Crest Ln was $11,401, up 8.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,401.00 (+8.38%)	$755,600 (+8.42%) Land $201,700 Building $553,900	$755,600 (-) Land $201,700 Building $553,900
2025	$10,519.00 (+8.71%)	$696,933	$755,600 Land $201,700 Building $553,900
2024	$9,676.00
2023		$579,600 Land $156,700 Building $422,900	$579,600 Land $156,700 Building $422,900
2022	$6,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6410 Winter Crest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6410 Winter Crest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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