6410 Chestnut Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6410 Chestnut Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,324 sqft · built 1931
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Trust Names on File
Last Sale	$133,000 (Apr 1998)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`562-23-016`

Property Details

APN / Parcel Number

Primary APN	`562-23-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,520 sqft
2nd Floor Area	804 sqft
Basement Area	1,520 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	582 ft deep x 75 ft wide
View / Lot	Traffic
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6410 CHESTNUT RD
City	INDEPENDENCE
State	OH
Zip	44131-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	40 WP 604.18 W OF SECOND AVE 0002
Legal Subdivision	W OF SECOND
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1001
Census Tract	156102

Owner

6410 Chestnut Rd is owner-occupied and held in a trust since February 2024.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6410 CHESTNUT RD, INDEPENDENCE, OH 44131-3311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Feb 23, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 1998 · Amount on File
Deed Sale	Apr 15, 1998 · Amount on File
Prior Sale	Sep 8, 1988
Deed Document Number	1998724554
Deed Book / Page	98-04364 / 11
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000000516
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6410 CHESTNUT RD, INDEPENDENCE, OH 44131-3311
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6410 CHESTNUT RD, INDEPENDENCE, OH 44131-3311

Mortgage

Document Number	0000000095
Date	Feb 23, 2026
Instrument	202602230095

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 23, 2024
Property Address	6410 CHESTNUT RD, INDEPENDENCE, OH 44131-3311
Document Number	0000000516
Instrument Date	Feb 16, 2024
Instrument	202402230516
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6410 CHESTNUT RD, INDEPENDENCE, OH 44131-3311

Tax Assessment & Valuation

The 2025 property tax bill for 6410 Chestnut Rd was $5,556, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (-3.49%)	$117,530 (-0.01%) Land $17,885 Building $99,645	$335,800 (-) Land $51,100 Building $284,700
2024	$5,757.00 (+31.92%)	$117,540 (+45.06%) Land $17,890 Building $99,650	$335,800 Land $51,100 Building $284,700
2023	$4,364.00 (+0.53%)	$81,030 (-) Land $17,050 Building $63,980
2022	$4,341.00	$81,030 Land $17,050 Building $63,980
2021			$231,500 Land $48,700 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6410 Chestnut Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1978–2017)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6410 Chestnut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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