641 Woodbridge Dr, Elgin, IL 60124 Property Records

Kane County property record for 641 Woodbridge Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2014)
Tax Bill	$10,177 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-352-068`

Property Details

APN / Parcel Number

Primary APN	`06-21-352-068`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	3,407 sqft
Basement Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 WOODBRIDGE DR
City	ELGIN
State	IL
Zip	60124-6886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 1 LOT 92 EXCEPT 98K004018
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	92
Legal Unit	1-92
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851913

Owner

641 Woodbridge Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 WOODBRIDGE DR, ELGIN, IL 60124-6886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2014 · Amount on File
Deed Sale	Mar 20, 2014 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	201413287
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 WOODBRIDGE DR, ELGIN, IL 60124-6886
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 WOODBRIDGE DR, ELGIN, IL 60124-6886

Mortgage

Document Number	0000000216
Date	Jan 3, 2024
Instrument	2024K000216

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2029

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 WOODBRIDGE DR, ELGIN, IL 60124-6886
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049340
Date	Aug 31, 2020
Instrument	2020K049340

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 641 Woodbridge Dr was $10,177 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,177.00 Homeowner's exemption	$137,951 (+8.57%) Land $30,744 Building $107,207	$414,019 (+8.57%) Land $92,269 Building $321,750
2024		$127,062 Land $28,317 Building $98,745	$381,339 Land $84,985 Building $296,354
2022	$9,389.00 (+3.46%) Homeowner's exemption	$104,669 (+6.96%) Land $23,326 Building $81,343	$314,007 (+6.96%) Land $69,978 Building $244,029
2021	$9,075.00 Homeowner's exemption	$97,858 Land $21,808 Building $76,050	$293,574 Land $65,424 Building $228,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Woodbridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 Woodbridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Woodbridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures