New Hanover County property record for 641 Windgate Dr, Wilmington, NC 28412
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jan 2025) |
| Tax Bill | $1,607 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07900-001-374-000 |
| Primary APN | R07900-001-374-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| Basement Area | 1,487 sqft |
| Finished Basement | 1,487 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Patio Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Terrain | Low |
| Garage Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 641 WINDGATE DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2682 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | LOT 19 SEC 7 KIRKWOOD AT ARRONDALE |
| Legal Subdivision | KIRKWOOD SEC 7 @ ARRONDALE |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 12106 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 15, 2025 | Warranty Deed, Transfer · FHA Mortgage TRUIST BANK |
| Oct 20, 2022 | Warranty Deed, Transfer |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK |
| Dec 17, 2018 | Warranty Deed, Transfer · VA Mortgage ALPHA MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on Record |
| Deed Sale | Jan 15, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2022 · Amount on Record |
| Deed Document Number | 20251164 |
| Deed Book / Page | 6752 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jan 15, 2025 |
| Property Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Number | 00675200086 |
| Book / Page | 6752 / 86 |
| Map Reference | MB 46 PG 226 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025001164 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8120 YELLOW DAISY DR, WILMINGTON, NC 28412-3271 |
| Name | Verified Name |
|---|---|
| Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Number | 2025001165 |
|---|---|
| Date | Jan 15, 2025 |
| Instrument | 2025001165 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Oct 20, 2022 |
| Property Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Number | 00660102678 |
| Book / Page | 6601 / 2678 |
| Map Reference | MB 46 PG 226 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022036901 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 ABBID ST, LEXINGTON, NC 27292-9183 |
| Name | Verified Name |
|---|---|
| Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Number | 0062940462 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 WINDGATE DR WILMINGTON NC 284122682, WILMINGTON, NC 28412-2682 |
| Document Number | 0062940462 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 006294/000462 |
| Instrument | 9651 |
| Name | USAA FED'L SVGS BK |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 17, 2018 |
| Property Address | 641 WINDGATE DR, WILMINGTON, NC 28412-2682 |
| Document Number | 0061850678 |
| Book / Page | 006185 / 000678 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 37601 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 WINDGATE DR WILMINGTON NC 284122682, WILMINGTON, NC 28412-2682 |
| Document Number | 61850681 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 006185/000681 |
| Instrument | 37602 |
| Name | ALPHA MTG CORP |
|---|---|
| Address | WILMINGTON, NC 28403 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,200 (-) Land $113,900 Building $291,300 | $405,200 (-) Land $113,900 Building $291,300 | |
| 2025 | $1,607.00 | $405,200 (+51.31%) Land $113,900 Building $291,300 | $405,200 (+51.31%) Land $113,900 Building $291,300 |
| 2023 | $267,800 Land $62,900 Building $204,900 | $267,800 Land $62,900 Building $204,900 | |
| 2022 | $1,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 84 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE CAPE MASTER SYSTEM private · serves 11,587 people · EPA ID NC0465199 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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