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641 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 641 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,793 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$372,993 (2020)
Tax Bill$4,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN028991-2550

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,793 sqft Living Area
Gross Area3,468 sqft Gross Area
1st Floor2,793 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area675 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address641 WILLOW LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-9351
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 255 OR5011/1156
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number255
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1002
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-2550

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2020Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
JET HOMELOANS LLC
Feb 12, 2020Loan Modification, Mortgage · Conventional Mortgage
AMERIS BK
Feb 13, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Deed Doc Number202065739
Deed Book / Page5011 / 1156
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2020
Property Address641 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Document Number0050111156
Book / Page5011 / 1156
Map ReferenceMB 93 PG 36-44
Instrument DateJul 31, 2020
Instrument2020065739
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,611.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351

Mortgage

Document Number50111158
DateAug 07, 2020
Instrument5011/1158
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address641 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Document Number0048821975
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 02, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address641 WILLOW LAKE DR ST AUGUSTINE FL 320929351, ST AUGUSTINE, FL 32092-9351
InvestorPossibly a Property Investor

Mortgage

Document Number0048821975
DateFeb 14, 2020
Book Page004882/001975
Instrument11733
Lender
NameAMERIS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 13, 2020
Property Address641 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9351
Document Number0048821603
Book / Page004882 / 001603
Instrument DateFeb 12, 2020
Instrument11622
Transaction TypeTransfer
Record UpdatedMar 02, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,751.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$382,271 (+2.7%)$502,781 (-0.73%) Land $125,000 Building $377,781
2025$4,758.00 (+12.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$372,221 (+2.9%)$506,455 (-2.16%) Land $115,000 Building $391,455
2024$4,232.00 (+2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$361,731 (+3%)$517,614 (+4.09%) Land $110,000 Building $407,614
2023$4,149.00 (+2.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$351,195 (+3%)$497,294 (+15.52%) Land $106,000 Building $391,294
2022$4,032.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$340,966$430,472 Land $84,000 Building $346,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 725 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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