641 Waycross Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 641 Waycross Rd, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,625 sqft · built 1966
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on Record
Tax Bill$2,961 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN591-0006-0495-00

Property Details

APN / Parcel Number

Primary APN591-0006-0495-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,625 sqft Living Area
1st Floor Area525 sqft
2nd Floor Area1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address641 WAYCROSS RD
CityCINCINNATI
StateOH
Zip45240-3717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWAYCROSS RD 65 X 120 LOT 28 CAMERON PARK SUB SEC 7
Legal SubdivisionCAMERON PARK SUB
Legal Lot Number28
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group4
Census Block4000
Census Tract21504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 WAYCROSS RD, CINCINNATI, OH 45240-3717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1985
Deed SaleDec 1, 1985
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address641 WAYCROSS RD, CINCINNATI, OH 45240-3717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041357
DateMay 15, 2018
Instrument18-0041357
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,961.00 (+2.78%)$50,320 (-) Land $9,282 Building $41,038
2024$2,881.00 (-1.37%)$50,320 (-) Land $9,282 Building $41,038
2023$2,921.00 (+11.36%)$50,320 (+48.75%) Land $9,282 Building $41,038$143,770 (+48.75%) Land $26,520 Building $117,250
2022$2,623.00 Homeowner's exemption$33,828 Land $8,257 Building $25,571
2020$96,650 Land $23,590 Building $73,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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