641 W Oak St, Chicago, IL 60610 Property Records

Cook County property record for 641 W Oak St, Chicago, IL 60610

Property Summary

Property Type	Condominium
Details	built 2006
Lot Size	2.79 acres (121,567 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2016)
Tax Bill	$14,441 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-04-322-022-1024`

Property Details

APN / Parcel Number

Primary APN	`17-04-322-022-1024`
Alternative APN	`17043220211024`

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	121,567 sqft

Location & Zoning

Street Address	641 W OAK ST
City	CHICAGO
State	IL
Zip	60610-7299
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 447
Legal Subdivision	RIVER VILLAGE TWNHMS SOUTH CONDOS
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1045
Census Tract	842200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	641 W OAK ST, CHICAGO, IL 60610-7299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Prior Sale	Mar 25, 2005 · Amount on Record
Deed Document Number	201655125
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	641 W OAK ST, CHICAGO, IL 60610-7299
Document Number	2022457141
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	BURNET TITLE-POST CLOSING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 W OAK ST CHICAGO IL 606107299, CHICAGO, IL 60610-7299

Mortgage

Document Number	2022457141
Date	Aug 11, 2020
Instrument	22457141

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2040

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	641 W OAK ST, CHICAGO, IL 60610-7299
Document Number	1926908277
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 W OAK ST CHICAGO IL 606107299, CHICAGO, IL 60610-7299

Mortgage

Document Number	1926908277
Date	Sep 26, 2019
Instrument	26908277

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,150 (+4.72%) Land $23,533 Building $51,617	$751,500 (+4.72%) Land $235,330 Building $516,170
2023	$14,441.00 (+2.74%)
2022	$14,056.00 Homeowner's exemption	$71,761 Land $21,036 Building $50,725	$717,610 Land $210,360 Building $507,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Google Fiber, Zentro.

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