Broome County and Union Town property record for 641 W Main St, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,341 sqft · built 1939 |
| Lot Size | 0.422 acres (18,408 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $95,000 (Nov 2000) |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2018 Sale & Mortgage |
| APN | 034689 156.16-2-34 |
| Primary APN | 034689 156.16-2-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,341 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Upper Floors Area | 425 sqft |
| Game Room | Game Room |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,408 sqft (0.422 acres) |
| Lot Dimensions | 156 ft deep x 118 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 86 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46000482970 |
|---|---|
| Street Address | 641 W MAIN ST |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-4541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | US-F |
| Legal Description | R1 G2 0030L300080000000000 |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 13301 |
Source: Broome County and Union Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 641 W MAIN ST, ENDICOTT, NY 13760-4541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 7, 2018 | Warranty Deed, Transfer · Conventional with PMI M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2000 · Amount on Record |
| Deed Sale | Nov 9, 2000 · Amount on Record |
| Deed Book / Page | 1945 / 421 |
| Last Transfer Date | May 19, 2005 |
| Transfer Doc | 0021090326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 641 W MAIN ST, ENDICOTT, NY 13760-4541 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 518 W MAIN ST, ENDICOTT, NY 13760-4649 |
| Document Number | 04228/1069 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 4228/1069 |
| Instrument | 202500024265 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | May 7, 2018 |
| Property Address | 641 W MAIN ST, ENDICOTT, NY 13760-4541 |
| Document Number | 0025560271 |
| Book / Page | 002556 / 000271 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 11895 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 W MAIN ST ENDICOTT NY 137604649, ENDICOTT, NY 13760-4649 |
| Document Number | 38650254 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 003865/000254 |
| Instrument | 11896 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
| Document Number | 38650278, |
|---|---|
| Date | May 7, 2018 |
| Book Page | 003865/000278 |
| Instrument | 11898 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
Source: Broome County and Union Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Union Town |
| Unified School District | Union-Endicott Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,313.00 (+7.94%) Homeowner's exemption Senior Citizen's exemption | $5,000 (-) Land $2,300 Building $2,700 | $179,900 (+24.49%) Land $82,754 Building $97,146 |
| 2024 | $4,922.00 | ||
| 2023 | $5,000 Land $2,300 Building $2,700 | $144,509 Land $66,474 Building $78,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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