641 W Lorado Ave, Flint, MI 48505 Property Records

Genesee County property record for 641 W Lorado Ave, Flint, MI 48505

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 956 sqft · built 1956
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on File
Tax Bill$152 (2025)
Deeds & MortgagesMay 2023 Transfer
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-25-153-002

Property Details

APN / Parcel Number

Primary APN46-25-153-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area956 sqft Living Area
Basement Area956 sqft
Unfinished Basement956 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialWood Siding
Lot Area5,184 sqft (0.119 acres)
Lot Dimensions104 ft deep x 50 ft wide
Garage TypeDetached
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address641 W LORADO AVE
CityFLINT
StateMI
Zip48505-2017
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeTN-2
Legal DescriptionPROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2028.
Legal SubdivisionHARTRIDGE
Legal Lot Number155
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group3
Census Block3017
Census Tract200

Owner

641 W Lorado Ave, residential vacant land, is owned and occupied by two individuals who acquired it in May 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address642 W RUTH AVE, FLINT, MI 48505-2644
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 7, 2017Deed of Trust, Mortgage · Line of Credit
MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 8, 2023
Transfer Doc0000032029
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateMay 11, 2023
Property Address641 W LORADO AVE, FLINT, MI 48505-2017
Document Number0000032029
Instrument DateMay 8, 2023
Instrument202305110032029
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address452 S SAGINAW ST # ST2ND, ST2ND, FLINT, MI 48502-1826

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 W RUTH AVE, FLINT, MI 48505-2644

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address641 W LORADO AVE, FLINT, MI 48505-2017
Document Number0000043135
Instrument DateMar 7, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address452 S SAGINAW ST #2ND FLINT MI 485021826, 2ND, FLINT, MI 48502-1826

Mortgage

Document Number0000043135
DateJun 7, 2017
Instrument43135
Lender
NameMICHIGAN H/O ASSISTANCE
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 641 W Lorado Ave was $152 with a homeowner's exemption, down 3.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,500 (+8.7%)$5,000 (+8.7%)
2025$152.00 (-3.8%) Homeowner's exemption$2,300$4,600
2024$158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 W Lorado Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 W Lorado Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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