641 W 51st Pl, Gary, IN 46408 Property Records

Lake County property record for 641 W 51st Pl, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1960
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Tax Bill	$1,473 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0461-0036`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0461-0036`
Alternative APNs	`45-08-33-452-008.000-004` `254704610036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,631 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,631 sqft
Basement Area	521 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 W 51ST PL
City	GARY
State	IN
Zip	46408-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHHOLM L.36
Legal Subdivision	SOUTHHOLM
Legal Lot Number	36
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1022
Census Tract	12500

Owner

641 W 51st Pl is owned and occupied by an individual who acquired it in November 2023.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	641 W 51ST PL, GARY, IN 46408-4622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2023	Intrafamily Transfer, Transfer
Dec 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000031046
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	641 W 51ST PL, GARY, IN 46408-4622
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012790
Date	Apr 24, 2024
Instrument	2024-512790

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Nov 16, 2023
Property Address	641 W 51ST PL, GARY, IN 46408-4622
Document Number	0000031046
Map Reference	MB 32 PG 29
Instrument Date	Nov 15, 2023
Instrument	2023-031046
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 W 16TH AVE, GARY, IN 46407-1023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 W 51ST PL, GARY, IN 46408-4622

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 2, 2020
Property Address	641 W 51ST PL, GARY, IN 46408-4622
Document Number	0000087263
Instrument Date	Aug 13, 2020
Instrument	87263
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 W 51ST PL GARY IN 464084622, GARY, IN 46408-4622

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,400 Land $13,000 Building $114,400	$127,400 Land $13,000 Building $114,400
2024	$1,473.00
2023		$49,700 (+9.47%) Land $12,200 Building $37,500	$49,700 (+9.47%) Land $12,200 Building $37,500
2022		$45,400 Land $8,200 Building $37,200	$45,400 Land $8,200 Building $37,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 W 51st Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 W 51st Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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