641 W 1900 S, Payson, UT 84651 Property Records

Utah County property record for 641 W 1900 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,390 sqft · built 2020
Lot Size	0.317 acres (13,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-697-0036`

Property Details

APN / Parcel Number

Primary APN	`66-697-0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	4,792 sqft
Basement Area	1,678 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	13,799 sqft (0.317 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 W 1900 S
City	PAYSON
State	UT
Zip	84651-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, PLAT L, SPRINGSIDE MEADOWS SUB AREA 0.317 AC.
Legal Subdivision	SPRINGSIDE MEADOWS SUB
Legal Lot Number	36
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1001
Census Tract	10410

Owner

641 W 1900 S is owned and occupied by two individuals who acquired it in April 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 W 1900 S, PAYSON, UT 84651-8637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Apr 30, 2021	Quit Claim Deed, Transfer SECURITY NAT'L MTG
Apr 3, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SECURITYNATIONAL MTG CO
Nov 6, 2019	Deed of Trust, Construction Loan · Construction Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021
Deed Sale	Apr 30, 2021
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	2021702021
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	641 W 1900 S, PAYSON, UT 84651-8637
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113505
Date	Jun 24, 2021
Instrument	113505:2021

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 30, 2021
Property Address	641 W 1900 S, PAYSON, UT 84651-8637
Document Number	0000081708
Instrument Date	Apr 26, 2021
Instrument	81708
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 W 1900 S PAYSON UT 846518637, PAYSON, UT 84651-8637

Mortgage

Document Number	81709
Date	Apr 30, 2021
Instrument	81709

Lender

Name	SECURITY NAT'L MTG
Type	Mortgage Company
Address	MURRAY, UT 84123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 3, 2020
Property Address	641 W 1900 S, PAYSON, UT 84651-8637
Document Number	0000043415
Instrument Date	Apr 2, 2020
Instrument	43415
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 W 1900 S PAYSON UT 846518637, PAYSON, UT 84651-8637

Mortgage

Document Number	43416
Date	Apr 3, 2020
Instrument	43416

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

November 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Nov 6, 2019
Property Address	641 W 1900 S, PAYSON, UT 84651-8637
Document Number	0000115982
Instrument Date	Nov 1, 2019
Instrument	115982
Transaction Type	Construction Loan
Record Updated	Oct 26, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2628 E PRAIRIE VIEW DR EAGLE MOUNTAIN UT 840056010, EAGLE MOUNTAIN, UT 84005-6010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115982
Date	Nov 6, 2019
Instrument	115982

Lender

Name	CENTRAL BK
Type	Bank
Address	PLEASANT GROVE, UT 84062

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 641 W 1900 S was $3,431, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,550 (-45.54%)	$621,000 (-0.99%) Land $198,100 Building $422,900
2025	$3,431.00 (+0.03%)	$627,200 Land $188,700 Building $438,500	$627,200 Land $188,700 Building $438,500
2024	$3,430.00 (+9.24%)
2023	$3,140.00 (+9.29%)	$320,485 (+11.12%)	$582,700 (+11.12%) Land $162,700 Building $420,000
2022	$2,873.00	$288,420	$524,400 Land $173,500 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 W 1900 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 W 1900 S is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 52% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000

May also be available: CentraCom, Utah Broadband, Verizon.

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