641 W 1280 S, Provo, UT 84601 Property Records

Utah County property record for 641 W 1280 S, Provo, UT 84601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.186 acres (8,107 sqft)
Owner	Individual Name on File
Last Sale	$456,184 (Dec 2023)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-139-0001`

Property Details

APN / Parcel Number

Primary APN	`46-139-0001`
Alternative APN	`066014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,107 sqft (0.186 acres)

Exterior Amenities

Porch	Wood Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	066014
Street Address	641 W 1280 S
City	PROVO
State	UT
Zip	84601-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37, PLAT C, MANORLY COURT SUB AREA 0.186 AC.
Legal Subdivision	MANORLY COURT SUB
Legal Lot Number	37
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1015
Census Tract	2213

Owner

641 W 1280 S is owned and occupied by an individual who bought it in December 2023.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	641 W 1280 S, PROVO, UT 84601-5565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Jun 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ELGY ENTERPRISES LLC
Dec 20, 2018	Deed of Trust, Mortgage UTAH CMNTY FCU
May 21, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	202377979
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0000099039
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 1, 2023
Property Address	641 W 1280 S, PROVO, UT 84601-5565
Document Number	0000077979
Instrument Date	Nov 30, 2023
Instrument	77979:2023
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	METRO NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 W 1280 S, PROVO, UT 84601-5565

Mortgage

Document Number	0000078019
Date	Dec 1, 2023
Instrument	78019:2023

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2023
Property Address	641 W 1280 S, PROVO, UT 84601-5565
Document Number	0000042756
Instrument Date	Jun 30, 2023
Instrument	42756:2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6375 S HIGHLAND DR, HOLLADAY, UT 84121-6561

Mortgage

Document Number	0000042757
Date	Jun 30, 2023
Instrument	42757:2023

Lender

Name	ELGY ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	641 W 1280 S, PROVO, UT 84601-5565
Document Number	0000120958
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 W 1280 S PROVO UT 846015565, PROVO, UT 84601-5565

Mortgage

Document Number	0000120958
Date	Dec 26, 2018
Instrument	120958

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	641 W 1280 S, PROVO, UT 84601-5565
Document Number	0000048538
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 W 1280 S PROVO UT 846015565, PROVO, UT 84601-5565

Mortgage

Document Number	0000048538
Date	May 25, 2018
Instrument	48538

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 24, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 641 W 1280 S was $2,368, up 7.2% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,975 (+1.09%)	$434,500 (+1.09%) Land $182,700 Building $251,800
2025	$2,368.00 (+7.25%)	$236,390	$429,800 Land $166,100 Building $263,700
2024	$2,208.00 (+10.34%)
2023	$2,001.00 (-7.62%)	$194,205 (-8.38%)	$353,100 (-8.38%) Land $158,200 Building $194,900
2022	$2,166.00	$211,970	$385,400 Land $168,700 Building $216,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 W 1280 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 W 1280 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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