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641 Vittorio Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 641 Vittorio Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 2021
Lot Size0.126 acres (5,497 sqft)
OwnerCompany Name on File
Last Sale$287,600 (Feb 2022)
Tax Bill$4,658 (2025)
Deeds & MortgagesMar 2023 Transfer
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-23-690588-001970

Property Details

APN / Parcel Number

Primary APN26-29-23-690588-001970
Alternative APNs
  • 232926690588001970
  • 32926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,257 sqft
1st Floor Area1,857 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,497 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address641 VITTORIO DR
CityWINTER HAVEN
StateFL
Zip33884-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 2A PB 176 PGS 40-42 LOT 197
Legal Range26E
Legal Township29S
Legal Section23
Legal SubdivisionVILLAMAR PHASE 2A
Legal Block4
Legal Lot Number197
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

641 Vittorio Dr is owned by a company that acquired it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address2748 S KILBRIDE LN, DUBLIN, CA 94568-7482
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Intrafamily Transfer, Transfer
ATTORNEY
Feb 10, 2022Special Warranty Deed, Transfer · Conventional Mortgage
HOME SOLUTION LENDERS INC
Jun 23, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2022 · Amount on File
Deed SaleFeb 10, 2022 · Amount on File
Prior SaleJun 23, 2021 · Amount on File
Deed Document Number202237065
Deed Book / Page12111 / 1399
Last Transfer DateMar 5, 2023
Transfer Doc0000058316
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 13, 2023
Property Address641 VITTORIO DR, WINTER HAVEN, FL 33884-3449
Document Number0000058316
Book / Page12613 / 1343
Map ReferenceMB 176 PG 40
Instrument DateMar 5, 2023
Instrument2023058316
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2748 S KILBRIDE LN, DUBLIN, CA 94568-7482

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2748 S KILBRIDE LN, DUBLIN, CA 94568-7482

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 10, 2022
Property Address641 VITTORIO DR, WINTER HAVEN, FL 33884-3449
Document Number0000037065
Book / Page12111 / 1399
Map ReferenceMB 176 PG 40
Instrument DateFeb 4, 2022
Instrument2022037065
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,013.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address2748 S KILBRIDE LN, DUBLIN, CA 94568-7482

Mortgage

Document Number0121111401
DateFeb 10, 2022
Instrument12111/1401
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 23, 2021
Property Address641 VITTORIO DR, WINTER HAVEN, FL 33884-3449
Document Number0000162859
Book / Page11772 / 1654
Instrument DateJun 21, 2021
Instrument2021162859
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,633.10
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address346 E CENTRAL AVE, WINTER HAVEN, FL 33880-3046

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 641 Vittorio Dr was $4,658, down 32% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,193 (-0.37%) Land $50,000 Building $198,193$248,193 (-0.37%) Land $50,000 Building $198,193
2025$4,658.00 (-32.04%)$249,122 Land $50,000 Building $199,122$249,122 Land $50,000 Building $199,122
2024$6,854.00 (-3.95%)
2023$7,136.00 (+8.45%)$268,769 (+13.14%) Land $48,000 Building $220,769$268,769 (+13.14%) Land $48,000 Building $220,769
2022$6,580.00$237,559 Land $40,000 Building $197,559$237,559 Land $40,000 Building $197,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Vittorio Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Vittorio Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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