Jefferson County property record for 641 Valley Dr, Birmingham, AL 35206
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,272 sqft · built 1961 |
| Lot Size | 0.367 acres (15,990 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,415 (2022) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00-06-3-015-002.000 |
| Primary APN | 24-00-06-3-015-002.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,272 sqft Living Area |
| Gross Area | 4,095 sqft |
| 1st Floor Area | 1,735 sqft |
| Upper Floors Area | 1,537 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,990 sqft (0.367 acres) |
| Lot Dimensions | 130 ft deep x 123 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 823 sqft |
| Utility Building | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 346075 |
|---|---|
| Old Parcel Number | 24063015002000RR00 |
| Street Address | 641 VALLEY DR |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35206-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 45 SHADYWOOD 1ST SECTOR |
| Legal Range | 01W |
| Legal Township | 17S |
| Legal Section | 06 |
| Legal Quarter | SW |
| Legal Subdivision | SHADYWOOD 1ST SEC 24-6-3 |
| Legal Lot Number | 45 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5302 |
Source: Jefferson County records · APN 24-00-06-3-015-002.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Mar 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000104943 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025104943 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000048999 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023048999 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000109060 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022109060 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 2021013497 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 2021013497 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000102984 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9706 PARKWAY E BIRMINGHAM AL 35215, BIRMINGHAM, AL 35215 |
| Document Number | 0000102984 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 102984 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 641 VALLEY DR, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000025476 |
| Instrument Date | Mar 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 VALLEY DR BIRMINGHAM AL 352061848, BIRMINGHAM, AL 35206-1848 |
| Document Number | 0000025476 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 25476 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 15, 2024 |
Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Senior Citizen's exemption | $20,520 (-) | $251,600 (-) Land $40,000 Building $211,600 |
| 2023 | $20,520 Land $3,262 Building $17,258 | $251,600 Land $40,000 Building $211,600 | |
| 2022 | $1,415.00 |
Source: FEMA National Flood Hazard Layer, Jefferson County (01073C), updated March 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010730053021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 327 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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